This is not something I would usually do, but it was mentioned by a few so I thought it would be no harm in trying.
I dont want to get the I feel sorry for you but I do want everyone to know my story and why I am in the situation I am in.
My name is Georgina and I am 29 years old, I didnt have the best of start in life, I ended up in care by the age of 6 due to abuse from parents, physically and sexually. I went from home to home to eventually settle down with a foster family at the age of 13. Dont get me wrong I had a great bring up in the end in care and am very grateful.
I left home to be as independent as I could early on, i had no family, no financial help, studied at college in equestrian, and then worked with the disabled for 4 years before then leaving and getting a job working in care looking after end of life patients. I have always worked, however to the start of my life living on my own was very hard financially and got myself in a lot of dept.
3 years ago I got married to the love of my life, however this was a situation where unfortunately that I fell in love with someone that was already in financial crisis themselves, I took a loan out in my own name to pay for the wedding and to help with my husbands to be financial crisis, I was to nice, and then a few months later we found out i was expecting our first child, during my pregnancy we had to find a house to rent of our own, so we ended up getting another large loan out to help with rent for a while and the new baby once he was here, but now its hit us, i could only take 11 weeks off on maternity as my worked oy payed Stat pay so I couldn’t afford the full leave, again here we suffered and didnt get that family time like we should have. My son is now 2 years old, we are a very happy family however financially we are in crisis.
I have also been recently been diagnosed with a condition called fibromyalgia, But i still have to work 8 night straight 12 hours nights then 5 off, either me or my husband are working every single night of the year and we never have any family time, I am really struggling with my health and need to cut down my hours but I simply cant because of this large loan we have to pay for the next 7 years. We also wish to have another baby before my condition worsens, but I just cant see an end, I dont know how to cope.
Will I ever leave a legacy for my children when we are not around because of the dept, I literally feel like what everyone says foster children always turn out just like there parents, I never wished for my son to be brought up in a financial struggle that we are in, I feel like a failure, we try so hard, we have always worked but it’s such a struggle. I do not wish to not work, but I just wish to clear some of our debts which is totaled at over 24000, just so that we can have that little bit extra a month to do less hours, be a family and enjoy life.
Thank you for listening, any more questions just ask. I cant believe it had come to begging.