Dear Respectable Readers,
I was living a worry free and normal life more than one year ago. I was enjoying every aspect of my life. But due to hitted by financial Difficulties, my life is being ruined now. I have 5 credit cards Santander credit card, Halifax credit card, MBNA credit card, Barclays credit card and Vanquis credit card. I was hitted by repayments and interest charges by these credit cards. I was in deep trouble as my car due to being very old, stopped and failed to start due to developing a new fault in it. Every month my bank was over drawn by £ 200 in the beginning. As the time passed the bank situation was more worse and going over draft by £ 300.
Now today dated 25th of September 2019, my bank account is overdrawn by over £ 419.
I have debt of £ 6550.05 in Barclays credit card.
I have to pay back £ 4390.00 to Halifax credit card.
I am in debt of £ 3974.02 to Santander credit card.
I am in debt of £ 1737.60 for MBNA credit card.
I have to pay £ 1665.08 to Vanquis credit card.
Bank account over drawn by £ 419.00.
Interest charges are going up every month. From past some months, I have been borrowing money from friends to keep living hand to mouth after paying monthly repayments to credit cards. It was getting harder and harder day by day to pay direct debits for living. Now I am unable to pay for;
Fixing car issue
To fulfill travelling expenses
To fulfill laundry expenses
To fill petrol in car
To fulfil medical needs which are very small
To pay direct debits
To buy clothes
To buy shaving needs
To buy shoes
In short, if I pay some expenses, still a lot left due to shortage of money.
Once I was living a normal life. I used to help people in need. But that was on small scale. I never thought that one day, I will be in need of others help. But that time I am having in my life. This problem will destroy my family life too. I am appealing to everyone who is reading this request to help me as much as you can. I am requesting that please do not think you can not do nothing, together you can took me out of this heart breaking situation. I am hoping I will be living a normal life like before. Please take action and pay whatever you can.
Please pay at my paypal account at
Thank you so much for your help.