Firstly, I’m horrified to even be posting this. I’m thankful to anyone reading, but I’d never have thought this would be me.
Recently we decided to move to a smaller house. Our kids have grown and moved on and it was time to downsize. We were assured that our home would sell quickly and for a good price. We offered on another house which we knew needed some work but we did our sums and we could afford to do the work, clear our debts and live comfortably. Then there was a drop in the local market and we could only sell our home for quite a bit less than we anticipated. We love our new home but it needs much more work than we expected and the costs are spiralling. We’ve borrowed as much as we can. Also, there have been some changes at work and I’m now working alone all the time, I’m frustrated, lonely and isolated at work. I’ve seen other opportunities that seem exciting but they involve a pay cut which I can’t afford to take due to the debts we’ve now accrued. I would never have thought we’d be in such a position in our middle aged years. We are well educated, hard working people. We should be helping our kids out, not struggling. 😔