Hi, to start of let me introduce myself.
My name is G, 26 years old male.
Just about 5 years ago me and my then current girlfriend decided to buy a house together.
Things went all good and how they should, untill one night(one and a half year ago) where she said she needed to talk.
It was over that night, and before i knew it she said she was moving out the next month leaving me alone in the house.
Before i knew it i had to cover all the expenses by myself, but with an income of 1600 and expenses of 1900(minimum) i was coming in short every month, stacking up quite the debt. At this point i was too ashamed to ask my family or friends for money, in my mind the only way out was to take out a small loan from an independent company.
This is where trouble started, id take out a loan with huge interest one month. pay it back the next and then continued to take out a bigger loan to cover all the expenses plus the interest.
Even though i eventually managed to sell the house, and moved to a rental i still cant keep up with the interest.
Im really trying my best to better my life, i am getting so depressed of the same bill of the loan company getting in each month and being higher everytime.
I just can not see a way out of this, i just want to go back to living a normal life. being able to buy normal food, and even go out again. As of now im just stuck in my place being depressed all the time by the re-occuring bills.
I’ve been incredibly stupid, i know and acknowledge that.
Currently im taking out a loan of €3400 with having to pay back with 8% interest next month. i can cover my normal expenses with my income now, however all my leftovers go to paying the interest.
I really just want to live a normal life again, thats all im asking, and i get that my story isn’t as ”sad” or heartbreaking as others. But im being honest and thats all i can be.
I really hope this works, and if it does. I am forever gratefull .