Financial trouble not only leads you to feel lost, depressed it eats away at a person’s spirit and affects those around me. I am going to go back sometime, because debt doesn’t just happen. It is hard enough to say it and admit it that I have fallen into a financial hardship loss of a job that I had been there for 24 years, the company closed. Loss of a marriage loss of parents, loss of our home, loss of life. The purpose that I am writing is to ask for help on my finances, It has been very difficult making the minimum payment. I thought about bankruptcy even then I have a hard time coming up with the fees. I am 53 years old and I would like to save for a home and a car.
Going through all these changes has taken a toll on me. My oldest son got Type 1 Diabetes in December 2007. It was extremely hard for my other kids and I to see what he was going through. We would daily have visits to the hospital, and he would always end up in ICU, this became a second home for us. There after their father abandoned us, walked out when we weren’t there. It was devastating they were so young it broke my heart to tell them. My parents started helping me financially as much as they could. When they both became ill, I became their caregiver till the end. My kids witness so much with my parent’s illness, it took a toll on all of us. I have to say it was a huge loss for my kids and me. There after we lost our home, I know my kids have been strong for me, but I know it hard for them we have been there for 20 years. We live in my parent’s house The vehicle that I drive was my parents and it is about to give out, the transmission is giving out it has 203749 miles on it. My debit along with loans is about 51,000.00. My credit is bad, and I want to improve it, but I need help. I feel hopeless, depressed, anxious, I just feel that I am drowning with so much going on. I suffer with Fibromyalgia, and chronic back pain, there is not a single day that my pain is so unbearable. I am on a lot of pain killers to try to give me some relief but once I take them it is hard for me to function and if I don’t it is hard either ways. Emotionally it has become so difficult to function daily, i need back surgery but right now with my finances it is out of the question. My kids only have me to depend on for daily tasks and that is hard. I do receive disability and work part-time but even then; it is so hard to save.
The house that we live was build in 2003, it is not just us living here, it is also one of my sisters and two of her kids live here. Even then it is hard for me to raise my part of the expenses to fix things that need fixing. The house belongs to four of us, I want to sell the house so we could get something on our own. It has been very difficult living here with others. I know things need to be kept up so we could sell it.
I am doing everything possible to put them through college and high school. My oldest has about one and a half years to graduate with a a bachelor’s in computer science and my other son is right behind him also will be graduating with a bachelor’s in computer science. My daughter is a sophomore in high school and will also continue with college. I can’t express how much I am so proud of them. I know I have given them the courage and confident that they can succeed in life. I want them to have a better life that I have had, yes they know that there will be struggles but education will help them succeed in life. I help them use all their resources to help them get through, but there are still other expenses that come with school. Please hear my plead for help, my stress, depression, sleep, tiredness, fibromyalgia, chronic pain is taking a toll on me. I do take a lot of medications to help me, but some of them cause drowsiness, This is hard because I am always driving for my job and kids. I am not asking for a home or a vehicle; I am asking for help with my finances, so that I can start to save for what I need. I feel that the path I am on right now is causing more damage to myself heath wise. I just want to be here for my kids for years to come. Didn’t send all my bill there is a loan of $8013.04 and others. PLEASE HEAR MY PLEADED! My Paypal email is firstname.lastname@example.org