Dear potential readers,
I will try my best to outline my situation and what I would like and I write this from feeling as I wish I could be standing in front of a panel of people willing to donate, expressing myself properly.
My name is Steen Roper I am 25 years of age and I am from kent England.
I have – for the last 2 years – been going through financial trouble which deepened rapidly and keeps me fighting and fighting to get out of and to move forward. Since I was little I slowly developed depression but I attended a rough school with very little support and resources for mental health. I did not actually know at the time I had depression and it caused me to struggle going to school, so I failed my exams. When I left school I started working 60+ hours per week earning £3.50 per hour. I slowly saved up and moved onto to different little jobs but never anything that offered me progression. My depression worsened over time ruined a lot of chances for me and gave me a bad working reputation for reasons such as absence and lateness. I work very hard and I am truly a passionate person but depression always got in the way. The past 3 years I have lived and worked in the next town from home in an Italian restaurant. I had a girlfriend at the time I started but I found out she had cheated on me with my boss. I stayed none-the-less because it paid weekly and paid fairly well but also because I couldn’t find another job that would pay the same (average – £350 per week with tips). Things were difficult at work but I was very good at my job and slowly my boss and I built our relationship back as I learnt he didn’t know me and my ex were together. I did really well and was even offered management and possibly partnership but I had a lot of responsibility and my boss’s true colours showed add I realised I was taken advantage of and worked like a dog. His promises were false and his business ethic was terrible. I had been introduced to alcohol properly by my ex before she left. Gradually I drank more and more and everything together caused me to rely on booze. For almost two years I was am alcoholic. I am out of it now and I’m feeling good. The only problem now is my debt. I was a bit proud and didn’t get help from anyone with money problems and drinking as I took out several loans and credit cards. Each one I maxed out because I started to give up and was on a path of self destruction. I was suicidal and I was reckless. I no longer with at the restaurant. I have recently started a fabricating job, assembling doors for conservatories. It isn’t what I want to do but my CV isn’t so great and it is just another minimum wage job that accepts anybody with common sense.
At the same time as sorting out my drinking I have been trying to sort out my finances by talking with Citizens Advice and enrolling on benefits. I have also worked on my mental health. Lately I’m doing fine but I am incredibly stressed with the place I have put myself in. These are all positive steps but I am told my debt (£25,000+) can only be cleared by bankruptcy which still hasn’t happened as much I want my debt cleared I would love to do it myself so I am not affected by the bankruptcy.
I am very confident now in what I need to do and I have always had a couple of business plans but never made enough money. I think 25 is the perfect age to get going and start my own business and career.
I could go through bankruptcy but I am back to square one, attempting to save tiny amounts of money which will take me years to accumulate enough to even hope on doing business and moving forward in my life.
I was always told I have a lot of potential and quite truthfully, I have always felt it. Only depression would keep me from being me. It is now under control after all these years but now I am stopped by debt and I am scared of this hindrance bringing my mind back to its depressive state.
The past 2 years I have had my rent and bills paid for me by my brother (whom I rent with) and my parents. My past actions have brought them down with stress as they have had to fork out for me which I never want them to as they can’t afford a lot. I know in me that if I have that break which gives me the chance to go forward and produce a solid income and change my life, then I can fulfill my biggest wish of helping my family who all work really hard.
I would love to clear my debt, move into my own place (be it a small apartment), purchase a car, purchase camera equipment and start my passion as work. I would love to properly start photography (since I already learned most of my life growing up). At the same time I will attend cookery classes. I am already quite good at cooking but my second business would be to open my own small restaurant. A ‘dish-of-the-day’ restaurant using only freshly bought ingredients everyday. These are not fairy tales. I know what I need to do to start both of these and I know people who would advise me along the way but first I need to focus on clearing my debt and taking off the huge weight from my shoulders, giving me more concentration to further improve my mental health and do good things for my family, friends and myself.
So with this I come here asking with the greatest respect for some financial help. I am hoping to receive £80,000. £25,000 to clear my debts to all creditors, £3000 to clear debts to all family and friends, £2000 for a car and insurance, £10-15,000 for; camera equipment; computer & software; insurance cover for items; initial costs of business set up, £5000 to mend small repairs in current flat and cover deposit for my own place as well as my brother – for removal costs, and the last £25,000 to invest in cookery school, further invest in my business as I may need to expect profit loss in the beginning, travel costs, to pay for rent as I invest in my business, holiday money to visit family – especially grandmother I haven’t seen for over 6 years who hasn’t been well, and to afford private 1-1 counselling.
I am more than happy to be contacted to talk more about my situation as I understand it can be difficult to relate to somebody by written word. I am even happy to be contacted to arrange a phone call or meet up if you were to decide to help but would rather meet the person in the flesh.
I would like to say thank you very much to whoever takes their time to read my story