Good afternoon everyone,
My wife and I are currently over $40k in debt due to us having triplets in 2014. We use WIC but the exhorbant costs of having three kids at once plunged us further and further into debt. My wife stays at home because child care is too expensive, so we are a single income family. I keep making minimum payments, but the balances are not going down. It’s safe to say we will never get a hold of this and may have to face bankruptcy later on. If you could spare anything to help us out with one month, it would be extremely helpful. Thank you for reading and God bless.