A few years ago I gave away all my money to an altruistic cause because I was mentally unbalanced at the time. I do not have bipolar disorder, but I did have a mental breakdown. For this reason, I do not feel responsible for my actions, beyond a certain point. But it makes no difference. I now owe all this money to my creditors, and I don’t have it. The total sum is $35,000. I’ve tried to do everything I can to make it right and to help myself. I give tithes and offerings to God and am genuinely trying to make a budget. I have listened to counsel and advice for how to get out of debt and am trying to follow the Dave Ramsey method. It does not matter in my case because the damage is too big. If I manage to pay off this personal amount of debt, I have a six-figure student loan debt waiting at the end of that. I have contacted the federal government and asked them to place this loan into temporary forbearance, so that I can have a chance to pay off the personal debt I owe first. I have been given a grace period of one year. Once this grace period ends, I do not believe I will be able to make the payments on both my student loan and to my creditors.
The job market I work in has taken a rather negative turn. It used to be a good field with abundant opportunities–within the last few years, all of that has changed. I am unclear if I will even be able to find a job. These are factors beyond my control. There is no one in my life who can offer me financial assistance–no friends, no family, no spouse or significant other.
I found a church about a year ago that I adore. I have met several people there who I would like to form relationships with. It’s one of the first times in my life that I have ever had any friends. But if I don’t find a way to pay off my debt, then I will not be able to go this church anymore. I will have to move back home to live with my mother, who can at least offer me a roof over my head, because I can not afford to pay rent anymore. My mother is a very good person; however, she does not have any money that she can offer to help me. The only real thing she can do for me is allow me to live in her home–so that hopefully, I can find a job in the area where she lives. But I am not even sure of that.
For the last 12 years, I have been suicidal. I have almost made the decision to finish it all the last two years. I loved going to my church because it gave me hope. For the first real time in my life, I had hope. But I can not afford to go anymore. Please give me some money. I am not the sort of person who asks for charity at all. But I can’t think of what else to do. I didn’t even know this website existed until I found it on a random Google search tonight. I don’t expect anyone to answer, or to receive any help–but it has been cathartic just to type this all out. The website wants me to upload a photograph, but it is rejecting all the files I have–so here is a picture about friends instead.
I need $35,000. The minimum I could possibly keep my head above water with is $10,000…as if anyone will help.