Greetings to you all,
So I’ve gotten myself into debt with 2 credit cards, and the highest one is attached to this post. I had unexpected expenses come upon me such as medical bills, car repairs (mostly) that I did charge to my cards along with school tuitions and school books. My second credit card has a $9000 balance with a $230 minimum payment. I also have a $544 mortgage payment every month. I take FULL responsibility for my debt. I mismanaged my credit cards spending money I didn’t have, and now the interest is killing me along with a current $3400 bill I’m about to put in car repairs again. So I have a full time job along with a per diem job where I can pick up extra shifts to try to put a dent in one of these credit cards. I’m also studying for the TEAS test for the Nursing program next year, and I’m a little nervous since being told the program is tough and cutting work hours is recommended. With the bills I have right now, I cannot cut my work hours. So my goal is to grind as hard as I can to get my debt down before the Nursing program next year. I heard about this site on YouTube and wanted to try my luck. I know there are others who are in more dire situations, and I encourage you to look to them first. If you have any left to spare, no matter how small I will greatly appreciate it😊. If you need further proof I can provide to you also. Have a blessed day!