Hi, I’m Rachael, and well… where do I begin…
right now I have about $200 in the bank and about $6,000 in credit card debt. My folks have given me 3 months before I’m kicked out of the house, plus I owe them at least $5,000. That’s my financial situation.
As far as how I got here, well…
The past few months I have been working 70+ hours a week for a company that paid commission which honestly amounted to less than minimum wage, not even including all the money I spent on gas driving hours to and from location 6 days a week. I was so committed to this job, bought into their whole spiel about how I could open up my own branch in less than a year, so I was putting in a bunch of work for the promise of future payoff. I quit college to focus on this job, but in the end, they fired me the first day I called out sick (I know, super illegal). So up until this point I spent A LOT of money on gas for work.
Also, and I don’t blame my parents at all for this, they have given me so much, but honestly the sudden transition from them helping me out with my medical expenses to having to cover the cost of my many medications and doctor visits and ER visits all myself in recent months… it’s been a bit of a shock to my wallet to be honest.
it’s funny, not long ago I was so comfortable in my financial situation, I was able lend a coworker in need $1,000 (I don’t get the impression that she will ever pay me back unfortunately, but I’m still glad I could help her out). Now I could use a little help now, heh heh.
So I guess this is my plea:
Help me get back on my feet, pay off my debt and be able to not be homeless when my time runs out staying with my parents, please, please.