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Last Updated: September 22, 2022

18 yo issues.

I grew up with an unstable relationship with both of my parents. As soon as I turned 18, it became a lot more difficult to actually maintain responsibilities like paying off my credit card or renewing my registration on my car, paying rent, etc etc. I just turned 18 about half a month ago. And i’m already under constant pressure about my car, work, and rent. And with mental health in the way, it’s really a struggle. My registration payment is already late and i gotta pay my credit card by the 19th of September. I need insurance for my car since my parents removed me from their insurance. I also need to buy a new radiator and brakes for my car. And I work about half an hour away which poses many issues like the possibility to get pulled over or my car breaking down. So far, i have one job and i’m currently getting hired at U-haul. But even with those 2 jobs, I still have yet to pay the registration and repair my car. And then before i turned 18, my mother gave me a loan in which i still have yet to pay off. So far it’s about 15-20% paid and i still have a bit of ways to go. I’m sure right now, not a single low-income 18 y/o can handle this. neither can i. It’s to the point where i’ve really considered letting go from life but i can’t. I’m working constantly and i’m heavily exhausted. I don’t need much. I just want to take care of right now so i don’t keep putting myself in debt.

I don’t have a luxury vehicle. It’s just a 02’ Honda Accord and it’s something i can get by with. The registration expired on the 2nd of August this year. I have not received a letter for renewal or any sorts which is already in issue. The radiator on my car is leaking somewhere and even with the expertise i have on vehicles, it’s not something i’m able to fix. it costs about $190 to buy. the only good news to it is that i can do the replacement myself. the labor and everything. i just need to purchase it and an auto parts store. While i do need to purchase brakes as well, it’s not as necessary right now but really appreciated. i don’t need expensive brakes, the are just $37 but it’s something i can cover on my next check. In terms of the registration, it costs about $200 including late fees. it’s honestly unfair that i don’t get a notice before hand but then again, it’s my fault for not paying attention. And because i’m barely 18 and haven’t had my license for 3 years or something, Its really difficult to find cheap insurance. the lowest i can find is $126 for the first payment and $71 per month. I found it on the California DMV website and although it is still expensive, Its the lowest i can find and it’s reasonable too. I don’t want to live like this. But i have to because that’s how life is. Taxes, Bills, Rent, It’s so much and again, with mental health in the way, i don’t even know how i’m alive at this point.

 

i really do appreciate whatever is given; usually i’m the one giving😅.

paypal.me/tone3713

Filed Under: Uncategorized Tagged With: USA

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