I am a 19 year old student studying in London, England for a BSc Geography degree. I decided to take a student loan out last year in order to help pay for my cost of living in London, but this was not enough to cover the costs associated with living in London. Quite quickly my funds have dried up, and I am struggling to pay for a tiny bedroom in a shared flat.
This stress is having a very big impact on my studies as instead of being able to concentrate on this, I am having to work long hours during the week (50+ hours) at minimum wage to even keep myself afloat. Even working at this rate, I am still in a lot of debt on top of my student loans, which are constantly growing. My grades are slipping quickly as I am constantly tired and unmotivated, and I worry about my future at university due to my financial situation.
If I fail at university, I will be very disappointed in myself as it is my dream to finish and be able to go on to a career in charity work in developing countries. This will not be possible though without the correct qualifications, as well as having enough money to be able to support myself.
Posting on this site is very embarrassing for me as I do not like to beg others for money or help – it makes me feel like a complete failure. However, I feel as though I do not have much choice. I hope that someone is able to help me, as I do not want to fail university and be in mounting debt for the rest of mine and my future children’s life – which is guaranteed to happen if I continue this cycle and don’t break out.
Thank you so so much in advance, and just know I will never be able to repay this kindness.