Yesterday I hit my breaking point. Checking out at the grocery store, I was buying taco shells, cheese, bottled water and cereal. My kids were quietly playing together in the cart. The total came to $10.11 and I had $9 and probably a few pennies mixed with the crumbs in the bottom of my purse. I felt my face turn bright red as I frantically searched for a dollar.
One. Freaking. Dollar.
I turn to the cashier, who is very irritated now, and before I could say anything she asked if I have my debit card on me. What a joke. Ya, I had it. Right there in my pocket. With a negative twenty something dollars in my account.
I replied with, “crap, I must have left my card in the Mercedes.”
Little did she know I actually drive a Toyota. Good thing my kids didn’t call me out !
Luckily I ended up finding just enough loose change in my pocket to pay for everything. I was thankful, still embarrassed, and even more so, I had this horrible feeling in my stomach.
What example have I been setting for my kids in regards to money?
How long until they hate me for always saying, “sorry baby, mommy doesn’t have enough money for that right now.”
At this rate I won’t have any assets to give them when I’m gone. Probably just debt !
It was at this point that I decided enough is enough! I HAVE to take control and provide more for my kids, myself, and our future. I want to show my kids that you can have abundance and happiness and you can enjoy the work you do without feeling bad or guilty. I want to feel fulfilled and give back and be able to help people that are in my position right now.
I have been working jobs that pay peanuts yet require me to move mountains. I’m killing my body trying to make ends barely and rarely meet.
My father always taught me that investing and owning your own business are the only ways to become financially free. I believe if I had the knowledge of how to properly do both these things I would succeed. I have determination and strength and the willingness to try until I get it right, I just don’t have the funds to learn about these important subjects! Google searches and watching YouTube videos about it can only take me so far :)
I believe in paying it forward and strive to teach my kids the same. I think this would be the ultimate pay it forward story for them to tell. I would never ask for a handout or someone to pay my way in full, after-all, there’s no lesson learned that way. If I could have a little help with paying for investment and/or business courses, I would be eternally grateful and it’s effects would last lifetimes. And of course, I promise to pay it forward.
Thank you for reading my story and I wish you love and light !