Hello, my name is Izzy and I am a Junior in College. I am convinced that this year is just not my year. Everything that is bad that can happen, is happening to me. My job was giving me less and less hours than usual, hence the reason why I’m struggle. When you go from making enough to pay bills, to picking and choosing, you start to wonder if you’re ever going to get caught up. Not to mention I have a 2500-dollar tuition bill that I need to pay. This one is extremely important to me. I ran out of FASFA for the school year and received no aid for the summer term. I’ve been attempting to take out loans, but I get denied because of my current student loans and car loan. I’ve made the mistake of getting an installment loan, but I was extremely desperate and now I’m going negative in my bank account every week. I was expecting my tax return at the end of June, to find out that they need to verify my identity and then it’ll be another 9 weeks. That was 1400 dollars that I though I would have to help me get back on track, but I guess I was wrong.
I’ve been trying to do little side hustles here and there; like door dash and Instacart, but it’s so hard fitting it in my schedule in between school and work. I’m trying not to freak out, but I have a roommate and I feel so bad that I can’t pull my fair share of rent and utilities right now. I don’t want her to have to cover my half, when I signed an agreement saying that I would pay rent and utilities. I’m late on my credit cards, which sucks because I’ve never been late on any payments and I’m scared that it will mess up my credit history and I haven’t even been able to pay my car payment. I occasionally have ups and downs, but this seems like ill never be able to get out of this mess. I get that this is apart of learning and growing up, but I feel like I’m at my last resort. Anything would help me out and I would be so grateful if I received anything. If I didn’t have classes going on, there would be no doubt that I would be working 2-3 jobs, but it’s not possible right now. Hopefully one day I’ll be able to return the favor and pass on the kindness. Thank you for your time.