To the kind Angel/Stranger – Please read it don’t ignore. This is can really help me and my family.
My name is Ravi. I go to school and work hard to keep my family going. In 2015 I went to school for my masters degree and completed with the help of loan. I got a job and thought I will pay off all my debt and also help my old parents to live a happy life. When I got a job I applied for car and bank approved my a loan at that time my credit was very good. So I was happy how things were moving but then I got laid off and all the student debt and car loan and credit card debt came on head. I was depressed and sad with this situation. But I never gave up I started working on a hotel as front Desk to support my self and my family of five and keep making payments on my debts. But soon I started getting stressed as I was not making enough money and was falling behind on payments. It was becoming hard for me to even manage rent and get food for me, kids and parents. Because of this stress and trying to provide food and shelter to my family I started taking payday loans which I never knew that is the worst place to go. And by taking those loans I put myself in more problems. They are very expensive to pay but I still thanks god that at that time it helped me. From one pay day loan I jumped to other to pay the one I took before and got my self in big mess. Frustration, stress and depression made me out of control and I argued with my girlfriend in a mall and someone complained and I got into DV. She tried to tell cops that she don’t want to proceed but they didn’t listen and I got misdemeanor on my record. That’s the only thing that is hunting me till now and I haven’t been able to find a good paying job that can get me out of all this big debt. Not being able to pay my school I haven’t even got my Degree (I still owe around $2800 to school before I can get my Master’s degree). I still have a full time job but it doesn’t help me. I pay rent, light bill, gas, sometime car payment, phone and try to put something towards my debt. My life is becoming very hard and I struggle through every single day to provide food for my kids and family. It’s sad to see that I can’t take my little one’s anywhere. They just always in the home I feel like I have just put them in prison. I cry everyday and pray to god to help me somehow. Because of all this mess I have ruined my credit also now its in 400’s and no one wants to give me loan. From lost 3 years I am driving a broken car with no bumper and tail light. Not even a $150 plan I am able to keep up with my school so that I can pay it off. I feel like my situation is just getting worse. In 2 days my car payment for $300.0 is due and I am 75 days behind i.e. missed 4 payments and I am under banks collection and repossession department. Today my My parents are very old and they supported me a lot in life and I have failed at every point to help them. My mom and dad have diabetes and my dad even had leg surgery. My mom always tells me to trust god he will do everything good and that’s what has kept me going. This is my last hope. To come out from all this situation I need $12,000 and I believe there are still good peoples out in this world who can take someone like my out of this problem. If each one of 12,000 people just donate $1.00 it can bring me and my family back to life. Anyone who helps me and If he/she can give me couple yrs like 2-3 I can return this back to you. I have attached pic just to show you few of what I owe.