Hello, everyone. I was hoping that my situation wouldn’t ever be so bad that I couldn’t handle it on my own, but here I am. Not being able to handle it on my own.
My name is Amanda, and I’m stuck in a loop of getting my paycheck and having it immediately drained by bills, food, and rent. My roommates are currently between jobs and it’s left me as the sole provider in our household- we get half of our initial rent graciously taken care of by one of my roommate’s parents, but even the half that I take care of is enough to take me down to just $100 for groceries and any emergencies that might pop up. A few months ago, I took out a 600$ loan out of desperation to try and get myself some help.
The problem with that is, of course, that I- having never owned a credit card or taken out a loan before, and therefore having no credit history to speak of- counted as a high risk loan, and got the spiked up rate I should have expected.
My average bi-weekly paycheck is never more than 607$- my monthly bills are 280$, plus the 500$ at the end of the month for rent, nearly 200$ for groceries, and now 100$ off of every paycheck I get that goes towards paying off my loan. With all the other small costs and expenses, I’m left with nothing, and run unto the negatives by household expenses just days after I’m paid. We’re running low on food and I have no money to buy more for us, and rent is coming up in just a few days. I feel like everything is piling up, and every time I get something coming in, even more gets taken out. I’m not just stuck in place, I’m sinking, slowly but surely, and it’s only going to get a lot worse very quickly in a few days.
I would be more than glad to repay any help I get, once I’m not clawing for every cent I have anymore, but right now- I’m desperate. In the past I would have done art commissions, but my tablet no longer works and I don’t have the money for supplies any longer. I don’t have anyone I can ask who has money to spare themselves, so I’m praying that someone sees this before we lose our apartment.
Thank you so much in advance, I appreciate every cent I might get, from the bottom of my heart.
my paypal is paypal.me/ouijaprince