Begging Money

Financial Hardship Help

Last Updated:

Disabled female needs help while waiting for Total and Permanent Disability Insurance Payout

Hello, my name is Amey from Australia. This has taken me two weeks to have the courage to ask for help, I find it so hard to ask anyone for help.

I am a Single 44 year old female and was not born with the opportunity to be a mum and can not fall pregnant. I love kids and was born to be a mother so I have rescued dogs all my life and my current rescue dog is my companion and best friend.

I am an only child and don’t have any contact with my parents, they gave me a life of neglect, physical and mental trauma with invisible scars that still affect my ability to function and feel safe to this day.

I have Complex Post Traumatic Stress Disorder and Conversion Disorder which is my bodies response to the endless trauma I have had all my life – it affects me without any warning – I can become completely paralysed on my life side mimicking a stroke, loose all strength in my muscles and loose the ability to speak. I would not wish this upon anyone.  

I am On a Disability Pension, I receive funding from the National Disability Insurance Scheme in Australia where I receive therapy with a Clinical Trauma Psychologist, a Mental Health Occupational Therapist, a Psychosocial Recovery Coach and Carers to help me with my day to day life.

I don’t have many friends as I have trust/abandonment issues. My psychologist says I am a very empathetic person so I get taken advantage of very easily so I feel it’s safer for me to stick to myself. I also have a  long list of physical health issues and disabilities.

I didn’t realise I had been paying for Total and Permanent Disability Insurance until my my Psychiatrist asked  me to bring in my Annual Superannuation Statement to an appointment with him. We discovered I have been paying TPD Insurance  for 23 years so my Psychiatrist, Psychologist and Doctor all supported that I could never work again and found me a good lawyer with a no win no fee arrangement.

The claim has been ongoing for 13 months now and typically most claims are paid in 6 months. My Lawyer has advised me that my  super fund I pay my TPD insurance too have breached 17 of their regulations with my Claim and my lawyer will be suing them for damages/losses/trauma I have endured due to their negligence once my TPD Claim has been paid.

I have been living off my superannuation funds for the past 8 years and have now depleted  all available funds that have kept me afloat until now.

I am unable to get a loan for the amount of money I require as I am on a low income Dr disability pension. I am so close to loosing my home I have rented for the past 7 years, can not pay for the medical specialists I need to see or any of my basic living expenses and bills merely to survive.

My TPD Claim is expected to be paid in 3 months, until then I have 25% of the money I need to keep me afloat from my disability pension. I don’t want your pity, I want you to know I’m a fighter and I never give up though life has been a constant war for me and I’ve climbed millions of mountains to fight for my survival.

I have attached a  letter from my Lawyer and my Clinical Trauma Psychologist to confirm my need for immediate financial help is  bonafide. When my Claim is approved, as I am an extremely grateful person despite my suffering and I am an extremely empathetic individual. I feel a great sense of purpose in helping others truly in need whenever I can, so you can be assured your donation of help – I will pay it forward to others in need as I am right now.

If you have read this far, I appreciate your time and consideration as to wether you would like to help me. I have bared my soul and shared my story with you in as brief yet informed way as I possibly could.

This has been so difficult for me to do, though I have at least conquered my fear and put myself out there seeking the help I truly need to survive the next 3 months and for you to decide what you will do next.

I am truly grateful for any donation you may have the capacity to give. My goal/need is large and I know it is a very tall ask and order to be able to achieve this. So you are clear, it is 10,000 to cover me for the next 3 months until my Claim is paid.

If you would like to help, please make your donation to my PayPal PayPal.me link https://www.paypal.com/paypalme/disabledhopefulAUS?v=1&utm_source=unp&utm_medium=email&utm_campaign=RT000269&utm_unptid=76451ce8-33ea-11ed-a274-3cfdfeef729c&ppid=RT000269&cnac=AU&rsta=en_AU%28en-AU%29&cust=QGHR8ML54UTTA&unptid=76451ce8-33ea-11ed-a274-3cfdfeef729c&calc=f387359a64206&unp_tpcid=ppme-social-user-profile-created&page=main%3Aemail%3ART000269&pgrp=main%3Aemail&e=cl&mchn=em&s=ci&mail=sys&appVersion=1.112.0&xt=104038%2C127631

With Kindness, I thank you. Amey 🙏🏻

Supporting Letter from Lawyer

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Supporting Letter from Psychologist
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This is a recent photo of me
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My Rescue Dog Coco is 8 she is a Staffadore and my best friend

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Last Updated:

Devastating occurrences, Twin sister are desperatly needing financial help 🥺

Hi I’m Lisa, I’m reaching out for hope for help for financial help for myself and my twin sister, to help repay funeral cost, dental (myself cause of being injured) help toward a rental property, house hold/white goods clothing for us and mine and my sister kids ECT we be for ever greatful for any help, and hope to repay the favour to other in need of help in the further. I apologise for reaching out for help we single mothers we both are so desperate for financial help 🥺

Our story

Me and my sister have been throw alot of cruel, That words can not describe what we are going throw, endless amount of pain, tear, stress heartache we are work so hard to rebuild our lives, our homes, ourselves for our children. We both are single parents, i have 2 beautiful kids my daughter (8yrs) my son (7yrs) my sister has 3 amazing kids a daughter (12yrs) a son (10yrs) and a beautiful angel a baby boy, that’s sadly passed away from SIDS last year 2021. Before my nephew passed away I finally thought I was free for a evil man that destroyed me, that I had no relationship to he WAS my children grandfather, have a big heart I let him in my home as he lost he’s. He had a sick, twisted obsession with me he gain control as I feared him, he would helped himself to me against my will, he done unspeakable thing to me. 3 years of hell, no justice was severed but freedom was worth more. My sister was my rock, up until my best mate my nephew, our lives took a turn for the wrose that day, the wrose day of our lives when my nephew didn’t wake up, I’ll never forget that cry, a mother cry, a piece of my sister died that day. Her and her partner did there best to heal and stay strong for her other kids I did my best to support her my life was back on track (helping other I forgot about me), I got a home things back on track for me and my kids. until recently last month (July, 2022) my life is wrose then before.

I found myself in relationship that turn very violent, I left my home, I lost my job, every myself and my kids own, currently my kids are in care of the dad as I am homeless, I’m injured, I don’t have friends or support from family, apart from my sister (things got wrose for her to), I’m still looking for a job and a home slowing lossing hope nothing is working I failed my children and ashamed to ask for help it’s so hard ATM. My sister did everything she could I should be there for her if things couldn’t get wrose it did for her at the time I was going throw this,

My sister …she lost her partner… Her partner had a accident and sadly died I can’t even find the word I feel her being twin I lost her she’s barely hanging in there… The the shock of it people took advantage of her started taking belongings what was ment to be sold to cover cost of he’s funeral she never got the money for I did the best I could to help pay we both borrow money that we can’t afford to pay back to cover the cost, her landlord who was ment to be her partner mate turned on her, her rent was all paid up for the year some how she lost her rental and everything she owned including her son’s that passed away memories her kids are in the care of there father as she is homeless to.

We both are doing our best, please help and donate the favour will be returned in the future for who ever is in need I promise that, but at lease for her no one should ever go throw what she is

https://paypal.me/lisahalling90?country.x=AU&locale.x=en_AU

I apologise for the spelling and grammar I am dyslexic.

 

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Hard working solo mummy

Hi! I am new here, so please bare with me.

A little bit about myself. I am 36 years old and I have 4 wonderful children. I work as a homelessness prevention officer, in a small town in NSW. I moved to Australia as a single mum with three children, with nothing more than two suitcases and a dream of changing our future for my children. In the 10 years we have been here, I have struggled through homelessness, DV, sickness, we have gone without food, without clothes, without windows in my car. I became a mum at 16, with no qualifications, no work experience, and once we settled in Australia I just knew that I had to make this work. I had to give my children a chance at life that I never had. A childhood I never had. To say the first four years were the hardest of my entire life is not an understatement. Some days, I couldn’t afford the $0.80 for a loaf of bread from Coles. But I am stubborn, and I refused to give up. I walked the streets asking every single shop for a job, until I found one. That gave me a little income, and some work experience. From there, I applied and successfully secured a traineeship in Disability. I struggled through for 6 months, and the day I graduated I was ecstatic. I was so proud of myself. I gradually moved my way up and moved to a new town, where I secured two jobs. My children at the time were 2, 6 and 9. I would work 8.30 – 3.30 at a day program, then rush to my next job at 3.40 to do after school care for children with a disability, then rush to pick up my eldest two who would catch the bus home and have to stay on their own until I finished my second job, then go and pick up my youngest from childcare, often just as they were closing up. Between this, I would work as a cleaner at my children’s school twice a week in leiu of school fees. Weekends were spent with my children, enjoying our family time. I eventually met my now ex husband, and together we had my fourth and final child. Sadly, just before Christmas last year, for the final time, we separated. It has been such a tough time for myself and my children. But I refuse to allow myself to fall into despair, because I have fought so hard to provide my family with love, stability, and success. I am often bewildered at the woman I have become, on my own, with no family nor friends to support me along the way. It has been 10 long years since I have hugged either of my parents. It has been 10 years since I have felt the warmth of my families embrace. 10 years since I could sit in the sun with my dad in the morning and chat about life, 10 years since I’ve been able to hold my mums hand. I miss my family so incredibly much, it is a physical ache in my heart. But, I do this for my children.

My baby, miss 7, has never met her grandparents. There is a photo of me and my parents that sits on my shelf, and when she was younger she used to prop it up on the table as she was eating breakfast and pretend she was eating with nana and grandad. It broke my heart. She often takes the photo down now amd whispers in her sweet little voice “Hi, grandad… I love you so much.”

My mum is very unwell. She has lived a life of heartache and struggle. She was always the one who would give her last two dollars to an old lady in the bakery who was short for a cake. The one who would stop the car to pat the horses on the side of the road. The one who would sit up all night making me costumes for book parade, sewing every individual sequin onto a mermaid tail she had made for me. But mentally, she was very unwell. She deteriorated badly and in turn, we lived a hard life of uncertainty and fear. I am a strong, outspoken advocate for mental health sufferers, and despite the heartache I’ve experienced, I love my mum to bits.

I could write for an eternity. In fact, I have begun penning a book, of my insane life story. One day, I am determined to have my story published, because I know without a doubt that I have been given life experiences so I can help others.

But my greatest wish…. my greatest wish is to br able to pay for my parents to come over here, before my mum passes away. I want my mummy amd my daddy to meet my children, to dote on them, and I want to spoil them with love and affection and hugs that I’ve been unable to do for the last 10 years.

I cannot return to my home land. I escaped horrific DV, told by the police and child services that they simply could not keep us safe and unless I did something drastic to protect my children, they would be removed from my care. So without hesitation, I hopped on a plane, with those two suitcases, wept in my dads arms as I said my goodbyes, and here I am today, speaking from my heart. So, as much as I would love to hop on a plane and take my babies home to see my parents, I just can’t.

People take their loved ones for granted. My heart simply aches seeing other women with their mums, enjoying a coffee together in the sun, shopping at stores together, or just enjoying each other’s company. I know that my mummy’s time is limited, and I fear that soon, it will be too late. If I had the funds, I would fly my parents over here to spend a week with us, and relish every single moment that we get to spend together. Financially, for me and my family, it is not feasible to do this without help.

So I ask here, with love and gratitude, for someone to please, please help me with my wish. No matter how old you are, a hug from your dad will never be too much.

Thank you, if you have made it through to here.

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It’s @ that point

This is a new one so I dont know where to begin/ what to ask.

Very brief backstory, best not to bore.

Grew up with a single mum ~ amazing, but from around 8 however we were involved in a DV situation that lasted until I was around 17 / ongoing because do they really leave you alone ah

In and out of home at around 15 because eww but limited family/friends/safe zones at certain living locations wcud

Been working since I could legally at 14 and paying bills since then.

My mother got out when I was at the age of 17 but it was still a rough few years for her and my siblings. At this point I was well out of home however there were still times where I was needed because family. I lost a job due to needing to be their full time carer while she was in hospital (I tried to change to school/weekend hours but they were not satisfied with that need of mine)

Since 19 I’ve managed to gain employment working with the community and being able to help people gain their own employment also helping where I can with people through their own struggles.

But f*** life is hard isn’t it. I’m 26 now, been working these last 7 years paying off my debt I created when I was younger and some bloody how managed to get clean.

But again, I’m 26 and my debt is still just too much, my car left is 7000$ but interest keeps getting me. There’s OLD credit cards, well cancelled but overdue still because I was of course young and dumb and WHY SO MUCH, random debt collectors on missed bills from idek when. And just housing.

The only reason interest hasn’t hit harder the last 4 months is because I was evicted due to the rental crisis and the owner needing to move back home. I haven’t been able to find a place yet so I am replacing my rent money for bill money which is pushing some along better.

But if I did find a house I still can’t afford to pay the down fees to rent currently. It’s a cycle. I try to save but my mental health is so s*** at the moment I had to go part time to avoid taking extra time off of work and potentially loosing my job.

My younger brother died last year and it hit so hard, the year anniversary just went and it was harder than expected.

However since he died, I also lost 3 other family members within 6 months. I feel I can’t even mourn them properly because the loss of a sibling out ways and how sh*t is that. So that makes me feel like a piece of poop.

My last work pay was very low as it was his anniversary and then I had python emergency. I lost my runt. My heart is broken. But I am also worried about my other babies. I’ve spent all my money &ZIP (that I haven’t touched forever to try pay it off ahahaha) on seeing the cause and an appointment to check my others. However one python appointment is $153 and that’s without blood work. So far the next smallest seems okay so one vet visit should be okay, but it just would have been nice to be able to afford whatever to get them all checked, just in case.

I also want land one day of my own where I can create an animal rescue, that is my absolute dream, but at this point in time is seems like that isn’t going to be realistic.

I’ve been made redundant this month as well but I’m sure I’ll find something soon but it’s still an extra huge worry.

Life is a fun one isn’t it. I’ve tried turning some hobbies into some extra cash but it just goes to bills and when living pay to pay having some hobbies left is nice too. I don’t have the environment to set up a hobby into a business because that’s also crossed my mind, a bank wouldn’t give me a loan to start because well it takes years to get your score better and I’m still missing some bills so it’s not going up anytime soon.

Thanks for your time, pretty sure I turned into a bore

https://www.paypal.me/qmerc

 

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My plea for business capital

My name is Issac Ronald and I wish to seek financial assistance from your end, specifically for my business capital.

In 2019, I was struck with an illness that affected my job and whilst on medication and still employed with a bank, my wife left me and our four children for another man the same year.

However, in February 2021 after carefully considering my health, as the working environment I worked in wasn’t conducive for me anymore, I decided to resign on medical ground from my job and left to stay at home with my four children while recovering from the sickness.

I have now fully recovered this year 2022 and being concerned about our family welfare; I want to start a fishing company to support me and my children in the long run as I am now a single parent. However, I am currently using my final entitlements and savings to support us but my funds are now being depleted as my children are all in school and I am paying for their school fees too.

Due to my unemployment and the financial wows we face now, I want to own and manage a fishing business. However, what I have is not enough for business capital. Thus, I am requesting any financial donations to have me start operating. I believe that setting up my own fishing company will be more beneficial to me and my children and alleviate all our financial problems.

I live along the beach and have seen the need of setting up a fishing business in my area. Fish meat which is white meat is on high demand but there is hardly anyone from this area that operates in this lucrative business.

Thus, I am urgently seeking financial donations of USD 85,000 for my business capital which should cover the full set-up of my business.

I believe that I can manage this business well as I have over 18 years of finance and banking experience. Therefore, I urgently need your financial help at this time to start and thanks very much that we have people out there like you who care for us and are willing to help fund our business.

Below is a photo of some fish that were caught along our shores using my fishing net.

Your financial assistance on my request will be highly appreciated.

For further information, please do email me and here also is my Paypal.me link.

paypal.me/issac228

Thank you.

Issac Ronald (Mr)

 

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Flea family volience

Hi My name is Christine. My daughter and myself have been left financially struggling due to a domestic violence incident with my x partner. I am currently 10 days behind in rent, the realest is now moving towards filing for eviction. This is the last thing I need atm. I am not able to pay it due to my x partner stealing close to 10000 from me. Any help would be greatly appreciate to keep my daughter and myself in our house and not on the streets

https://www.paypal.me/chrissy121615?locale.x=en_AU

 


https://www.paypal.me/chrissy121615?locale.x=en_AU

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Single and constantly struggling cant catch a break

Hi im 33 single mother fighting tho get my life on track after a bad divorce 3yrs ago that left me in debt broke and stranderd having to move back in with my parents  just to try and get my life back together now in share accomation wanting to move out into my own house but just cant afford it and dont have money for furniture etc im still struggling to pay credit card zip pay accounts loans and other debts on top of all my general bills like rent power food water fuel etc im not one to normally ask for help and i feel really ashamed that this is were my life is at 33  im really struggling with life atm and living this way i dont know where else to go or who to turn to i do work part time but dont earn anywhere near what i need to and fuel prices certinally arnt helping i desperatly need work done to my car as its always breaking down on me but i cant afford to fix it propley or get a new one and between struggling with depression due to all this finacial stress and seperation axiety from my children that im currently  fighting  through court for its a never ending up hill battle for me so if theres anyone in a descent finacial situation that would be willing to help me out it would go greatly appreciated and would not be wasted. My currentdebts are

credit card debt  $6,000

Debt from reversing  into a car with out insurance $4,050

Fines$2300

Zip pay $660

These are bills im really struggling to pay im barley getting by with everyday expanses let alone having these ontop and also really needing to either fix my car or get something better as well as household furniture to move out and get a home so i can get my children back if anyone can plz help it would mean the world to me.

 

 

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Almost 30 and Going Backward

Hi, I am a 29 year old loner with major anxiety issues and never felt like I was on the same track as my peers. I grew up in an unhealthy and emotional neglectful environment, I’m not saying that for sympathy, I’m saying it for context as to why I’m having the issues I’m having now. Young girls tend to be over looked when it comes to neurological disorders and delayed development, especially in the 20th century. Unfortunately due to this, and the Involvement of a narcissistic single mother who would always make sure I was always aware of her needs and misfortunes well before my own. I grew up raising my older brother, who had been lucky enough to be diagnosed with autism, I say lucky because it meant nothing was ever his fault! So after spending my childhood very much aware and in some ways responsible for my mother’s and brothers issues and emotions I learnt very quickly to neglect my own. Coming into adolescent’s this lead to troubled friendships, doing whatever I felt like I needed to to do to fit in or even just be noticed. I always felt like there was just something that people didn’t like about me, something I was doing wrong. But again I couldn’t think to much into those thoughts when I had my mothers reckless and addictive behaviour to feel responsible for. I was always told I was very wise for my age, but when you have no outlets for your own emotional struggles you tend to gain wisdom through being that support for others, because again I was programmed to believe my problems where disruptive, disrespectful and ungrateful. Anyhoo, now at 29 and after a lot of time coming to terms with my own right to health services and answers as to why I didn’t fit in with my peers, why I was always bullied for “being weird” and why that never actually seemed to change after all these year. I was officially diagnosed with borderline personality disorder is 2018, which was not a surprise, but definitely took me a while to adjust to accepting that I do have my own issues that are allowed to be addressed. So I started my journey with therapy, which has added Autism and most recently ADHD, to my seemingly ever growing list of diagnosis that would of been very obviously but not nearly important enough in my youth. I have always maintained steady work, I have changed jobs a few times, always trying to find the right fit, I have a much better handle on what works for me nowadays thankfully. Although between the cost of living and the endless appointments and assessments that I definitely should have had as a child, I find these expenses quite overwhelmingly. I continue CBT therapy with a psychologist once a month, but my goal would be to attend therapy fortnightly. I know I have a lot of trauma to work through and I have at least accepted that now. But I also have these diagnosis that require life long treatments and medications. I recently seen a psychologist for a medication review, it was $600+ Up front, thankfully with a $300 rebate. But the upfront cost is Still more than a weeks worth of my wage. All I want is to better myself and utilise the health programs and resources we have, but that does involve deciding whether I eat that week or not. I don’t do drugs and I don’t drink, I have in the past with obviously negative results. I want to be a civil part of society, I want to understand what my diagnoses mean for me now as an adult, I want to have the opportunities for services and recourses that I would of had if I had of been diagnosed as a child rather than overlooked.
Anyway this is my story, I’m just a neurological diverse adult trying to juggle the average day to day life and the constant, and ever overwhelming battle for my mental stability. Any support would be appreciated with every ounce of my being, I don’t have anyone to reach out to, which is what has brought me here, so why not hey? If you’ve made it this far, I thank you with my whole heart, you deserve all the health and happiness in the world. Thank you,

R.

my pay pal me is – @renees11

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Got Scammed of 53000 And now Desperately need Money

Hi, Hope you are all doing well, ,I am in international Student and recently i got scammed of 53000$, I had my fathers account and and since he was very ill I was the only one providing for my family, Recently some scammers got to me and they told me about this scheme where i don’t have to invest anything, and i just have to work for 2 hours a day and they can pay me well, but there website was a scam and they used it to get my personal information and from there and they somehow hacked my fathers account, one month has gone by since and now i have no idea what to do, I have spent almost my entire saving on my father’s health and also my education funds and they are still not enough, I need to return some money my dad owed and right now i have almost nothing, I came in here very desperately, right now I am the only one who can provide my family and i have 6 dependants and my job is also not well paying, so i need help please, if there’s any job i will do for free, but for now I need at least 20000 desperately, you can put me up for any job, regardless of hours and I will do it just please someone help. I will be very grateful.

https://www.paypal.com/paypalme/my/profile

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Lost

It all started 10 years ago, i was with someone i thought loved me and that i would be ok little did i know i was completely wrong it started off with snarky remarks about weight and clothing meanwhile i was a size 6 then it went to the push here and there then to me covered in bruises daily and forced to have sex with this man on a daily basis multiple times by force  and in places you can not forget. 10 years later i am now unable to get a loan due to this incident as i ended up in a lot of debt i couldn’t pay and now when i need a loan for car repairs to get me to my happy place my work which i enjoy  i am struggling to obtain one. It has brought back horrific memories of a time i wish to forget about and struggles to get to my job. I am only asking for 20,000 so i can fix my car pay my bills   and get my life back in order. 😢

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Help me, help my family

Hey,

The whole idea of asking for help is hugely uncomfortable for me, but at this point I will do anything to get my family out of debt.

I opened a business two years ago, right before covid hit. I qualified as a Personal Trainer and earned my Sports Degree all while raising my one year old.

My husband and I thought that starting the business would be the best way for me to get back into the work force…. It was for a short time and then unfortunately my corporate clients starting dropping off as they were now working from home and not able to come to the gym space.

I changed my delivery methods but nothing helped. I had to take out another loan to ensure that I could keep renting the space while I tired coming up with new ideas.

My husband supported me in following my dreams, but in doing so this has left my family in $45,000 worth of debt.
I have since found a full time job but it doesn’t fully cover the monthly bills. I hate that I took a risk that has now put my family in this position.

I understand that there are many people in worse situations and everyday I count my blessing that we are healthy but if this debt was taken care off it would allow my husband and I to breath easy.

Any money given will go straight in the loans.

Thanks for taking the time to read this, I would be hugely great full for any help at all.

R.

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I don’t know what to do

I don’t know what to do, I have recently given all my savings to my best friend who couldn’t pay for their surgery, he had an a.v.m on his brain and needed gamma knifing. Since I have done that a lot has happend to me, my house got broken into my TV, computer and even my deceased grandmothers jewellery has been taken. I lost my job due to an injury(tore the ligiments in my knee). And because I was only casual they basically said I was a liability and gave me the marching orders, I am now on government benefits here in Australia but it’s not enough to cover rent, my medication and my elderly mothers medical needs. I have no one that can help me in my time of need. I can’t get a loan because I have no job, I have tried doing odd jobs and offering to mow peoples yards, but nothing seems to work. I hate begging for money but this is my last ditch effort, I just want to have some money set aside so my mother can get her medication pay for travel, get food etc. I really don’t know what to do. It all came apart at the seams. And due to my previous criminal history it’s really difficult to get a job, I have been paying for my younger mistakes for the past 10 years. I have been bettering myself for a long time. I really don’t want to resort to my old ways but if it means letting my mother have a better life I will sacrifice my own. I am asking for help, any kind of help please

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Miss

Hi my name is Brianna and I feel sick writing this as I know there are people in much worse situations that need help. However, I seem to have found myself in a hole and I’m really struggling to get myself back out.

I hit a kangaroo and now the bottom of my car is damaged. Due to those damages I was unable to renew my car registration so it’s just sitting in my yard un registered and damaged.
that leaves me with no option but to Uber to and from work each day and it’s extremely expensive.

I would beyond appreciate even just $2 from anyone who can help so I can get my car back on the road and save $60 a day on transport. Thank you so much!

paypal.me/peacy1605

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Grateful to you all for stopping to read and bothering to care!

Hello

Last month I agreed to meet with someone who was allegedly selling a bunch of unwanted baby items and appeared to be in a much worse situation that I am. She told me she urgently needed the money to leave a bad living situation, and i believed her story fully.

Although I didn’t particularly intend on buying everything this woman was offering, i felt sympathetic towards her and decided she needed the help more than i was so I agreed to meet her.

I drove a long distance from my home, and am currently pregnant myself with my first baby, which I have been planning and preparing for on my own since January.

I was reasonably tired when i arrived at the agreed location. however, this woman was nowhere to be seen. Instead, 3 men met me, and they were frightening,  unwelcoming and intimidating. The driver was demanding me hand over my money so he could “recount it was all there first,” before he would “show me the baby items” to which I said I wasn’t comfortable with and couldnt even see a single baby item with him.

I questioned where the woman was I thought I was meeting with, and wasn’t given any obvious reply, so begun backing away from their vehicle and looking around for a pedestrian or somewhere i could safely run to. Suddenly, though, all 3 men turned on me, blocked me off the footpath and got out of their vehicle while cornering me.

It was as soon as i spotted they had pulled out weapons from behind their backs that i was terrified and knew they were taking my money no matter what.

They said that the consequences for me would be worse if i made them mad, so I grabbed my savings from my bag and threw it up in the air, while turning and running fast.

I reported the incident of course although Police have said there would be little they can do because all the correspondence from this person was wiped online the second after and i failed to get a license plate for the driver.

It’s not the money that robbed me the most, it’s my confidence and sense of security. I have since found myself scared of cars that drive past me, and I struggle to get to sleep with ease.

I contracted COVID-19 soon after this event and suffered due to being immunosuppressive while pregnant. Despite now being mostly recovered, I have had to remain off work to care for my elderly father, who also contracted the virus and since developed a secondary lung infection.

I really try to better myself and make the most of any situation, so I don’t see myself as a victim of life or expect anyone’s pity. I saved hard for the money that i had put aside for my unborn baby and I feel I am at fault for not better thinking before taking a risk in meeting a total stranger alone.

However, I am desperate to find some help out there for my baby because i am scared I’m running out of time to earn back that money and work enough to save extra before i am due in August and will have to take time off work following the baby’s birth.

I’m not sure if my story is unique. I am sure many women are as deserving. Still, I would be forever grateful if anyone would help me, even just in some small measure, and I thank you sincerely for your kindness.

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PTSD from savage attack – appreciate any help with debt

Hi my name is Clare and I have PTSD. 

I have PTSD as a result of a savage attack outside my home that nearly cost me my life. The doctors were actually shocked and amazed that I managed to survive without any long term physical injuries. I was hit so hard in the back of my head that I was given strong pain relief at the time so that I wasn’t “suffering” and I was preparing to call my loved ones to say my goodbyes. Luckily for me I was rewarded with my life and able to continue living without any major physical injuries. 

Unfortunately the mental and emotional injury I sustained has been substantial. In order to be able to pay bills and live day to day I had to use credit cards to survive. Due to my mental health I missed days of work and in the end was struggling so bad I had to take a 12 month sabbatical. I managed to keep my credit card payments up and never missed a repayment but it has meant that between my medical expenses to see a psychiatrist and paying for groceries and other every day life expenses I am still in debt. I am in a great position in my life to move forward and put this horrible incident behind me but the constant reminder of it when I see the debt I owe is always hanging over my head. 

I have returned to the workplace in a new job that is part time as I am mentally not well enough to work full time hours. This has added to my strain financially but I have managed to follow a strict budget to ensure that no more debt is added to my credit cards and all bases are covered. 

I would really appreciate any assistance to pay off my credit card debt so that my fortnightly psychiatrist appointments at $395 a session aren’t a big hit to my weekly pay. I want to be saving for my future not paying for my past. A past that was created by a man, a stranger. I am not willing to give up my psychiatry support and am already stretched living pay to pay that there is no where else for me to cut back or to turn to have this paid off sooner in order completely move forward and take my healing to the next level. 

Please if you have it in your heart to help me out I would appreciate it more than you can possibly know. 

Oceans of love and thanks

Clare

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