Before the pandemic, I was a tutor and a transcriptionist. I helped students with Math and worked freelance transcribing and captioning videos and audio files. After the pandemic hit, I lost most of my income. I was not able to go to students’ houses to tutor. I worked at an Amazon facility to make ends meet and got COVID 5 times which then put me off work while I recovered in quarantine during those times.
All this has taken a huge toll on my family and me. So, I decided to take my future by the horns and study to become a Personal Support Worker. I passed and got certified which led me to start working in long-term care homes and retirement homes taking care of older adults with Dementia, Alzheimer’s, etc.
These places were hit hard during the pandemic with many grandpas and grandmas of many families passing away without help. It was devastating to see. So, to further help the cause, I aspire to further my education and become a nurse. I’d be able to help more and fill in some gaps in the healthcare system that really needs nurses.
Unfortunately, I have loans that I have incurred with previous education and family issues. It has all come crashing down in such a way that it is making me hard to get by day to day.
I’m barely scraping by living paycheck to paycheck just with rent, food bills, transport costs, and insurance. I’m defaulting on them and tanking my credit scores. I’m now in a position where if I don’t pay off a substantial amount soon then I’ll be unable to qualify for a mortgage in the future, for a long time. I might
It’s all a slippery slope and the loans are having a huge impact on my present and future to come. While I was studying, I was only able to work part-time and it wasn’t enough to cover all the bills and loan payments. For the past six months, I’ve been late on rent. I’ve just been picking on one of the many bills to pay each month.
This has all taken a huge toll on me and every day it’s becoming hard to combat the stress and pressure. If I’m being completely honest, I even thought to end my life. I almost got there but got pulled back by thoughts about my family. Despite it all, the thought still lingers in the back of my mind. I never imagined I would get to such a point in my life. I’m devastated and ashamed of myself for not being able to resolve this.
I’m trying to reach out to anyone and everyone for help. I just need a push in the right direction. I need help to survive and have the capacity to keep living.
I’m working hard by doing longer hours, trying to figure out to supplement my income but it’s just not enough. Please find it in your heart to help me. Anything you contribute would be greatly and sincerely appreciated. Please and thank you.