I’m writing to ask for help paying student loan debt. I have $50k in student loans. I went to school for nursing and what I make even though its good, does not cover all my living costs. The bills keep piling up and a difficult ex marriage let me in more than student loan debts. I’ve also made some bad decision in my finance and just need a little help to get back on the right track. I am in the process of getting my life together. I just got engage, we want a small elopement but want to be able to put a down payment on a home. Having my student loans erase will help us be able to qualify and free up money for a mortgage. Also, my mother and brother are in another country and will be moving in with me within a year. I rent a small basement from a friend and this house would be a blessing. There is obviously a lot going on in my life right now and any bit of contribution count even $5. It adds up and it makes and difference and it will be greatly appreciated.
Without my student loan being cleared up it will be a struggle to make ends meet. Because of covid the student loan garnishment payments have stopped but they will start back up again in a few months. I defaulted on my student loan so it shows negative on my credit report and they take the money directly from my paycheck. In all I have $110k in debt but nothing impacts my credit or my paycheck like the student loan payment and that’s why such a huge burden will be lifted off of my shoulders with the money to pay off my student loans. My fiancé would help but he also has student loans, his doesn’t impact is credit however, and other debt to take of as well. We are right now each working six days a week to try to get rid of some of these debts. Its taking a toll on our wellbeing, I have to say and we have begun to feel depress and hopeless that with such effort the dent we’ve made seems to be so minimal. We don’t mind the hard work for our future but we just need a miracle right now to help push us over this big hurdle. Because of what we went through we hope to teach our future children to not relive the same mistakes we did. Thank you from the bottom of my heart. If you can’t help that’s fine. Pass my story along maybe one day someone would be able to and I thank you for passing it along.