In 2018 I decided to start a little business and took a loan from a bank (15 000$).
Everything was going pretty good, my little business was growing and I was successfully paying the bills and was doing everything on time.
But at some point everything got destroyed. The partner I was working with left me with a loan and stole my idea – he created another company 😭
My business (it was a little cosmetics production) got destroyed because he created identical product, with my recipe, that I created alone and he was selling it almost for free, price was ridiculously low.
Many clients started to buy from him.
At some point I could pay my bills anymore and after 1.5 years bank sent the whole information to the credit bureau and sued me.
I paid some part, as much as I could, but it’s very difficult now, I had to move to another country because of the war (I’m from Ukraine) and I have double expenses now, the rent, bills, etc.
I can’t sleep normally, I want to be free from it.
I can’t handle it alone.
Never I asked for any help from anyone, but I feel that I’m on the edge, I feel desperate.
Interest rate is growing every month, that’s making impossible for me to pay this loan at all.
After receiving salary and paying all the bills I have almost 0$ left.
I afraid that this amount that left will grow and become as the loan I took at the beginning.
Please, help me to stop it, I can’t handle it alone.
The amount that left is 3490$
(127 921 UAH)
I know it’s not so much, but when it’s growing every month and you can’t pay it, it’s becoming very scary and frustrating.
Thank you for your help 🙏
https://www.paypal.me/Anianimation