Hello! I am asking for help from anyone who might possibly be sympathetic to my situation, or even just understands the small yet immovable hurdles I’ve set up for myself in the earlier part of my twenties.
I was born to a mother and father who were young and had no idea how to take care of themselves let alone two children.
I saw a lot of things growing up, but finance was sort of a taboo subject that whenever brought up in my house would incite anger and frustration.
Needless to say, I didn’t grow up around money, or people who knew how to deal with money. From what I could understand you got a job, they gave you money and that was the end of it.
I worked a lot of low paying, menial work and was being pressured to ‘choose a career’
So I did, I had always loved music and I had a background working with musicians so I went to school for recording arts.
This is the beginning of my financial woes.
I applied for financial assistance and got it! Since my family and myself could not afford the 14,500$ tuition fee, and on top of that they were going to give me money to live while going to school!
i worked for three quarters of my semester, and for the last quarter, I had to persevere, I wasn’t making any money, and the school was across town. I didn’t have a bus pass, but I had access to a car, so I would drive to school, not pay for parking as I couldn’t afford to, and pile tickets.
I finished the semester and found a job quickly, but it didn’t pay nearly enough to survive let alone to pay for a mass sum of parking tickets, so my license got suspended.
Honestly those are my two main concerns, other than some small credit card debt (never defaulted)
Basically what im asking for here is a clean slate. I’ve learned a lot in the last few years about what I would need to do to grow but I’m constantly feeling held back by these decisions I made.
If I were to add up everything I would need to make it happen I would need
20,000 to repay student loan
3000 to pay parking tickets
around 500 to get back my license
1000$ in credit card debt
and best case scenario 3-5000 to buy a car to drive to and from work.
total – I believe 30,000$ would help me get back to the view and opportunity I felt I had before these problems arose.
I feel like this is a lot to ask but I also feel like in the grand scheme of life or in any financially stable form of life this isn’t an insurmountable sum.
Hoping to hear from somebody one day if I’m so lucky.
edit: forgot to add PayPal link