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Last Updated: June 5, 2022

Down and Out (Almost Giving Up)

Hi, thank you for taking your time to even come this far onto my post. I am a 23 year old who accountably admits to my mistakes and faults made in my past.. here I will explain everything.

I’ve come from a low income family where my dad had a gambling addiction from a very young age. Being through this as a kid made me not get the best life as any child would get however that didn’t bother me as much as I was grateful for whatever I had. As I got older and my dads debts got bigger as the eldest son I took responsibility in look after my family as I have 4 other siblings. I went to Uni but stayed at home so can reduce my costs of living, I applied for all the loans and students loans as well as working Saturday and Sunday in a part time job to help support my family. I gave almost every single penny towards the providing for my siblings and paying off my dads debts. I went through hell and back paying off and surviving solely on the happiness of my siblings faces when providing for them. This was all at the expense of my own mental health, but it didn’t matter as long as I looked after my family. I’ve been paying off my dads debts but racking up my own. I have then landed my self a graduate job but my mental health took the better of my and put me into a dark whole, here is where majority of my own debts built up. I took loans out to keep my family afloat, I borrowed money from friends and family to clear my dads debt as the loan sharks who my dad got the loans off threatened my family. This as the eldest son caused me so much distress as my life has been spiralling down hill, but I did all of this for my family even at the expense of my life and happiness.

I tried every year different solutions to help me out of situations and pay for things but i have come to this as my final solution as I have tried everything. I now have baliffs and so many people chasing me now for money that I have come to a standstill that I’m almost at a point of giving up in life.. but I won’t because I know there’s goodness in the world and goodness in people that will help me out of my situation, as I’ve also met the most loving and supporting girl who has helped me through every situation since I was younger, to a point where I don’t want to lose her and would like to marry her in the most simplest form.

but I am struggling personally with everything else I can’t even get my life on track, so I’m begging really begging anyone out there to please be able to help me, I have gone through so much pain throughout my life and it’s becoming so hard now, I know and I appreciate the fact that no one out there is obliged to help me and that’s completely understandable. I just hoping there’s just that one person or many people out there that just take a chance and help me get my life on track as I am on my final legs.

below I have outlined the debts I am in.
thank you for reading and I hope god blesses you all.

loan 1: £4,890

loan 2 : £6,850

loan 3: £3300

owe friends and family: £18,000

student loan and maintenance: £48,000

debts with baliffs: £5200

please would anyone out there help me get my life back on track I’m begging anyone I don’t want to give up and I don’t want the easy solution out of life, but everything has become so intolerable at this point as I’ve been fighting so hard since I was a young child.

PayPal.me/mas485

Filed Under: Student Loans Tagged With: UK

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