It has always seemed that I am just out of reach of being where I believe I should be.
For some people $5000 is not much but $5000 would probably change my life.
I’ve tried to apply for Habitat For Humanity only to find out that my debt to income ratio is too high.
My school loans total $22,000.
Otherwise, for a single mother who has no family and has overcome both domestic violence and alcoholism I am doing quite well. I have a great job I am proud of myself considering I’ve raised myself at the age of 17 and on; trial and error.
Yet, I still cannot seem to get out from under the milestones I coulda/shoulda/woulda reached if outside circumstances were different. Inwardly, I’ve put in a lot of work. I’ve grown, I’ve matured and I’m ready to move forward despite hardships at a young age.
I need to pay off my school loans. This is what I’ve come to realize. With those paid, Maybe I would be able to get a home loan. With a home loan I could continue to raise my credit. I could start putting money into a retirement fund (I’m 34 and self employed and have not done so). Honestly, I’m learning how to be an adult while still raising a boy (he is a great kid!)
I apologize to the reader of this plea for it still seems to me like I’m looking for a hand-out. Actually, I need a hand up. Instead of family, I’m turning to internet. Be my surrogate family. Inherit me with your blind faith and hope.