Hi! Im a public school teacher and have been for 28 years. I’m dedicated to my profession and love the kiddos. I’m also a single mom trying to raise 2 boys on a teachers salary, which is next to impossible. I also work 2 other jobs to make sure my boys have food on the table and a roof over their head. Sadly I live paycheck to paycheck. I am currently being forced to move out of the townhouse I’ve rented for 14 years! The owner knows the market is hot so he’s kicking me out to do a few minor renovations and then plans to sell it for more than it’s worth. I am desperately trying to find a house or townhouse to buy so I’m NEVER in this situation again. However, the housing market for a buyer is out of control! I can’t compete with people that want to forgo the inspection or will pay thousands over market value or pay in all cash!!! I just don’t have the means to compete. I’m disheartened and sad that a well educated public school teacher literally cannot afford a decent house because the rates are way too high and people are paying an astronomical amount of money for homes that aren’t nearly worth that amount. I never understood how people became homeless, now I do because we will be homeless by the end of June if something doesn’t change. I can easily qualify for X amount of house but with the rates so high my monthly payment is more than half of my paycheck. If I decide to put a roof over our heads and give in to the market, we will not be able to eat! I will have paid the rent so we’ll now have a place to starve to death! Im not kidding when I tell people this. They think I’m kidding, but a teacher’s salary alone cannot pay for a family. I didn’t choose to be a single mom. My ex cheated on me with my friend and then married her! All while my mom had cancer and passed away. I was dealing with my ex and going through a horrendous divorce at the sane time I was caring for my dying mother. That grief is real. My mom passed away before my divorce was even final. She left this earth way too soon and I miss her every single day. She was only 59. I’m an only child so that cut pretty deep. My mom went fairly quickly before she had time to put her ducks in a row and change things around for my sake. Therefore, my stepdad took EVERYTHING away from me that was my moms. When I say everything, I mean every single thing. My mom was old school and when she loved she loved hard and her thinking at the time she wrote her will was when I die my husband gets all the things and if my husband dies I get all the things. Well who knew her husband was going to turn on me and give me absolutely nothing! He even called the cops on me when I went over there to talk about it with him. #trespassing. OMG it was my mom’s house! But you can’t argue with the police and a will is very hard to contest. It also takes a lot of money and going through a divorce at the time, I didn’t have much extra. I thought I’d take the high road and just let go and let God handle it. Otherwise, if you keep thinking about it, it will consume your whole mind and he (my stepdad) wasn’t going to get that power. Also thinking if I’m the bigger person here, maybe he will leave All. The. Things. To my boys! Nope!!! I’ve been through a lot of tough times and truly believe I’m stronger for it, but right now I’m about to be homeless or with home with no food!!! Not because I don’t work hard. Not because I don’t contribute to society BUT because I’m a teacher and we are not adequately paid or compensation for what we do. It’s such a shame. I’m asking for some help with money to purchase a home. Not a palace, not a place at the beach nor Paris, but a simple single family home or a townhouse. Nothing extravagant, just simple, and I can’t even afford something simple and basic. I’m thinking about buying in the 300k to 350k. Again – nothing extraordinary by any means. I really want to buy a home for my boys and me! :) that doesn’t seem to be too much to want, yet I can’t get it. :( I’m so sad and depressed and worried and heartbroken. I hope you can find it in your heart to help a hard working dedicated teacher support her family. Thanks for reading!