I have been a single mom for ten years now and I have struggled all of that time. I work two jobs and it is just not enough to pay all the bills. I have built up too much credit card debt trying to keep up with every day expenses and now it has gotten to the point where I can not afford to pay the mortgage on time. I am a month behind on everything and last month I was not able to afford to even to get groceries. I had only twenty dollars to buy two weeks worth of groceries. Then I had to have the heart breaking conversation with my child to explain to him that we were going to have to be very careful with the amount of food we were eating because there was no more money to buy more food.
Everything is maxed out and I’m not even able to qualify for a consolidated loan or a refinance on our home because my credit has gotten so terrible. I have tried everything that I can think of and this is my last option.
The final straw on my finances was when the taxes increased on my home so much that my mortgage payment increased two hundred dollars a month. Our budget was already pushed to the max and this made it that I am unable to keep up with all of the bills. Debt collectors are constantly calling me and I do not have nearly enough money to pay all the bills. Even working my second job has not been enough to supplement our income so that I can keep up.
I hate to ask for help. We have been on our own so much that I am used to doing things without going to other for help but now I am scared we will not be able to keep our home. I do not know where we would go if that happened and my son is worth swallowing my pride and asking for help. I can’t let us lose our home and I can’t let me son have to sleep in our car. I am hoping to be able to raise enough money that I can keep up with our mortgage and buy groceries to feed my child. I’m hoping to raise $20,000 which would be life changing for us but any amount would be so greatly appreciated for my son and I. We would be forever grateful for any help that we would receive. Please consider giving so that I can take care of my son.