Hi, my name is Vicky and I’m a single mom from Mississippi! I recently graduated from college and am a teacher ( 35,000 $ a year) not much money in Mississippi. While obtaining my degree and raising a child on my own I obtained quite a bit of student loan debt and credit card debt as well! As of right now I am past due on my credit card and my student loans start in December with a payment of 200$ a month. My car is falling apart and I’m paying 200$ a month for that and it’s not even safe and we live in and apartment that I manage to pay for myself without being on any type of assistance because Mississippi claims I make above the poverty line. I have been receiving insufficient fun notices and getting charged 30 $ so I go even more in debt. It has been a huge struggle to try and pull myself out of debt and being able to do that would mean a fresh start me and my daughter!
My monthly bills include
daycare-400 a month ( I have no one to watch her my parents are sickly and she would be a handful for them plus they don’t have very much money either, living off of social security).
food- what we can afford
credit card- what I can afford to pay
Student loans- 200
totaling that all up would just about be exactly what I make a month. It is so hard to dig yourself out of a whole when you’re so far deep into one. I thought after college it was going to be a new start for me since I came from nothing but that’s not what happened. I had a child that nobody else helps with and that I planning on showing that she can do things on her own I just need a little help. Most people have someone to lean back on when they are stuffing like this and I’m hoping this website can be that for me.
Ideally I would like to pay off all of my debt but I do not expect that by any means! ANYTHING HELPS and will go to paying this up/ off so that I can have a new beginning. I am just trying to be a great mom and I don’t feel like I’m doing too great at it!
If you would like to help my PayPal is PayPal.me/vickyj03
I can honestly say this money will go to paying off debt and staring over fresh.
thank you in advance.