Hi, so a little background. I was living at my dad’s with my 4 daughters, their dad lived at his parents. He had gambling problems in the past so I didn’t want to financially commit to him. So I was working 27 hours (still am) and receiving tax credits at about 170 per week. I was saving a bit each month and still able to get by with paying bills and everything we needed. I worked hard to pay off old debts which ruined my credit also. Fast forward to last year, he promised he had wised up and I agreed to move in with him. I lost my tax credits naturally as our income was combined and my outgoing ms increased along with I had 4 children at school who I have to pay dinners for (which is actually very expensive) My savings disappeared on the house, he wasn’t contributing and gambled what he should have set aside for his share of bills,he took some drugs and now we are finished as I have a zero tolerance. I borrowed to get by for Christmas from family who now want it back, I have the gas and electric bill due last week and the rates bill due today and I quite literally have £1.62 in the bank until 21st January. My daughter turns 10 on the 15th January and although I can reorganize my finances from my next payday by cutting back and making lunches I genuinely have no idea how I am getting through tomorrow never mind the month. I am so ashamed that I haven’t been able to pay back my family. I’m ashamed that again I have to throw together meals from whatever is in freezer and cupboards. I can’t sleep or relax with it all hanging over me. I never thought money was the be all as I was happy getting by but I have never been in this position before and I’m also ashamed that I have had to Google search to find a site like this requesting strangers to help.