This is truly hard for me to do, I don’t ask for help, I could try and make up a sad heartfelt story but as you read all I can tell you is the simple truth. I am a single mom of 2 beautiful children. I have been blessed with intelligent, loving, caring children, neither have ever given any trouble or worries, they have never asked for anything. I raised my children on my own, spent every moment possible with them, devoted my life to making sure they had what they needed and had good educations. Both went to college and have good jobs with excellent work habits. I have worked since I was 16 years old, never been late, never laid out from work. I don’t ask for help and learn to do things on my own. Recently I moved to down size for savings, sold my house for the down payment on 1000 sq. ft. 36 year old house that is affordable. It needed work so I charged up some credit card debit for repairs. I then needed tires for my car another card charge. I found a lump in my breast and had a biopsy, insurance pays for mammograms and pushes women to have them each year, what they decline to tell you is that insurance does not pay for the expense of biopsies and that goes along with it. So another card expense. I don’t get to spend much time with my daughter, who is so dear to me so I made a bad but not bad decision to spend $241.00 to go see her. I’ve been making minimum payments and can not get ahead. I work 50+ hours a week, never go anywhere on the weekends, never splurge on anything, I certainly do not live above my means.I spend every penny on paying bills that’s all I ever spend money on. I don’t really have any friends because I don’t go anywhere. I would love to have the financial freedom to go do things just once in a great while. I deferred college loan payments as long as possible now those are due with a vengeance, it seems like every time I think I might get ahead something else knocks me down. I am begging for help to pay off my credit card debit because both my beautiful children are getting married this year and with all my heart I want to be able to help. They would never ask me but as their mom I want to help. I don’t want to ever use a credit card again and if I can pay these off I can put a little money aside to help make their day special. I never had that and I want it for them. Neither are planning anything elaborate because that is not who they are but I want to contribute just a little. I worry myself sick every night because I don’t know if I will ever be able to get out of debit. I know there are so many people with much bigger problems and this seems selfish but it has me in such a sad place I can’t get out of. I never ask for help but I am begging for help PLEASE. I will never use another credit card, I need a peaceful mind for once. Any help is greatly appreciated.