I am in dire need. I purchased a house and the owner hid all the problems when I bought it. I did not buy a fixer upper. I bought my first home for me and my son to live finally. I wanted my son to go to a better school and this area is one of the best in my state.
I had an inspector come and inspected the home before I purchased. Since this is my first home, I relied on my licensed inspector to help me identify any major problems. The home owner carefully hid all problems by hanging pictures, having furniture in front of the problem, or hiding pipes and electrical problems.
I bought the home and from day one I had problems. The main pipe burst, the furnace, water heater, sub pump, and dryer went out. We discovered that there was a lot of mold in the basement, my bedroom ceiling, and my family room ceiling. My son was living in the basement and was constantly getting sick with sore throats and headaches. This is when I discovered the home owner put wood paneling on the walls to hide the mold. Also the basement had water coming from the floor. The home owner put a raise floor in the basement to hide the water. Come to find out, the basement had a lot of cracks in the floor and walls. I had to hire a waterproofing company to fix the issue. The whole basement was demolish.
Also my house siding is falling down. I have vinyl siding and the previous home owner did not install it correctly.
I must have spent over $50,000 to fix my home plus putting down $20,000 to buy the home. I have depleted all of my savings and my 401k. I asked my employer for a loan. I got a car title loan. Then I filed for bankruptcy.
I have no money. I am living paycheck to paycheck. My son starts college next year and I have no money for him anymore.
I need desperate help. Any help you can provide. I really need $50,000 to get me back on track but I am asking for whatever anyone can donate.
Thank you in advance.