Hi, I was asking for help to consolidate my debt because my income has Been cut. I have student debt, and credit cards and a car payment and I have to keep taking out payday loans causing a viscous cycle of financial issues.
I have tried to get traditional plans, but keep getting denied because of “too many inquiries” or “too many obligations” so it’s really a catch 22.
I’m a single parent and do not receive any financial support from my son’s father. In fact he is not in his life because of addiction.
I was in a no fault of my own car accident I’m September and my car payment and insurance went up significantly because of this. I just want to be able to have an actual paycheck instead of it going to previous obligations I already spent it all on.
I just need a break and help please.
Thank you so much