I have nearly lost all hope in myself. I used to think I could move mountains- my dreams were big and my journeys bigger but I always managed to come out on top. Lately, my resolve is fading and I find myself perpetually preoccupied with concocting ways to overcome my financial distress. My mind is up to no good- going over crazy ideas on how I will get out of this situation. But nothing is working anymore and I find myself feeling desperate. So, while always being on the verge of tears, I stop to remind myself all that I am thankful for-my lovely 9 year old, happy, athletic, bright son, my amazing job teaching in a high-poverty area high school, my health
You see, I am a single mom, a high school English teacher and a woman who has amassed debt that is about to break me. No, I do not live above my means, I have an old car, a small house, and enough to keep my son and I looking like all is well. But, I am drowning. I have not been able to afford the HIGH payments for my student loans (I have a career that requires me to stay on top of the educational world and attain higher degrees, but my pay as a high school teacher does not compete with what I owe.) And Navient, the loan tyrant, has finally brought me to my knees. I had to resort to using my credit cards to pay for bills so I could in turn pay for my $500 a month loan payments, but I can’t keep up anymore.
With a masters and doctoral degree I am sure I could obtain a higher paying job- but then who would raise my amazing child? The local daycare that I can’t afford? And who would remain in the classroom for me? I was born to teach. I love my students and my job and I know I am building a better future for our world by positively building up kids who have even less than I do. I can’t leave them. And I need to show my son that I still canmove mountains. I just need a helping hand and a fresh start. Consider helping me, and I promise I will donate my time to each one of my lovely students, showing them they are worthy and able to climb their own mountains.With many thanks,
with great sincerity,