Thank you in advance in taking precious time out of your day to ready my story. Today I come to you reaching out for help. I searched for a place that would help me but then struggled with the decision to go through with it. I put my own pride aside because I want to help my mom. Although, I have debt myself I am looking for assistance in trying to give her back what she has helped me over these last few hard months.
I take you back to the end of August; my son who is now 18 was duped into a scam where someone deposited $7000 into his bank account. They withdrew the money as soon as it cleared the next day in multiple repetitive transactions. I found out about this incident when I went to check my banking balance and to my surprise both my checking and savings as well as my daughters checking, and savings accounts had been frozen; zero’s everywhere. Because my son was not 18 when he originally opened his bank account my name had to go his account. Since that linked me to the fraud as well, they froze all accounts that I had any connection to.
The bank came back to me and told me that they thought my son was involved and that my only resource was to go to the police. They were going to continue to hold the $4,172.68 that was the combined amount of all the accounts. They told me if I could not pay the full $7000.00 back immediately that they would take the $4,172.68 and apply it to the balance owed.
In a panic I called my mom and of course she was willing to pitch in how she could. It wasn’t possible for her to pay the $7000 back to the bank but she was able to loan me some money so that I was able to buy groceries and still pay a few bills. Please see the money orders attached. This was money that she was saving up to take care of some dental work that needed to be done. So now she has put that off to help me.
Going back to filing a police report; I walked into the Bowie City Police department and sat down with a detective, I provided him with the returned check as well as the transactions of withdrawal. I explained to him what happened and then he wanted to question my son. Once it was my turn to speak with him he told me he would be looking into this matter further and following up with me.
A month later I was receiving a bill from the bank. The accounts were now all closed and they wanted the balances owed on the accounts. My sons account accrued some fees and some how a transaction was allowed to process in my personal account. The bills I received were for $53 and $3,357.03. Please see the letter attached.
I reached out to the detective as I had not heard anything. He proceeds to tell me that my case has been put aside because he was dealing with a shooting and my case was not priority. I felt that his answer was unacceptable, so I proceeded to contact his supervisor. Unfortunately, his supervisor called me back and stated that I had contacted the wrong jurisdiction and that he didn’t know why the detective had told me what he had and that I needed to go back to my bank. He spoke to me as if I was the criminal.
Fast forward a day later, I filed a formal complaint with the Chief whom directed me to a Lieutenant. The Lieutenant has seemed to be more helpful, but he has placed the case back in the detectives hand and we are in a holding pattern.
I know it is the holidays and things are tight for most people. I am hoping that somewhere out there is a Christmas miracle and you who are reading this can help that miracle come true. Please help me reach my goal of paying my mom and the bank back; a total of $6,410.03. Any amount of help would ease the burden that I am carrying daily.
My paypal link is – paypal.me/whutdoiknow