I am a 40 year old woman with a 2.5 year old. I was doing great financially, then found out I was pregnant, which was a blessing. Then covid happened during pregnancy and I was forced out of my job (a small company that didn’t have to abide by laws protecting pregnant women). I stayed home with my daughter until she was 1. It was wonderful being with her but I went through my savings and maxed out my credit cards. I have a decent job now, but have not been able to catch up. My whole paycheck goes towards bills, debt and groceries. I refinanced my house last year for daycare money. I make to much for assistance but not enough for life. I’m struggling. I have 35k in credit card debt now. I’m so worried because I’m not going to be able to afford daycare next month. It is 1760 a month, which is on the lower end.