Hello. I’m a 29 year-old mother to two smart and talented children. My son just turned nine years old and he is wise beyond his years. He struggles with bullying because of how different he is from the other children. They just don’t understand him. I live in Hawaii and the cost of living is so incredibly high. I try to keep up with bills/extra curricular activities. I can’t afford to send my son to a private school, so I try to incorporate other things into his routine. He’s currently in piano lessons. I bought him a violin as well, but I need to hold off on those lessons because I just can’t afford it. Also, my three year-old daughter just asked to “play piano with my brother.” It’s very challenging as a mother, (and main financial source), to keep up with these things that aren’t a necessity, but stimulate my children’s minds. My husband and I are separated and he is trying to start up a business. He has no income as of now. I pay for all of the kids’ needs. Any help would be sooo appreciated! I work full time as a scrub tech for a surgery center. I pay $600/mo just for my kids’ health insurance. I am not, and NEVER have been on welfare. Just a side note: any single person making less than $65,300 in Hawaii is considered low income. A family of four making less than $93,000 annually is also considered low income. I APPRECIATE YOU FOR EVEN TAKING THE TIME TO READ THIS!!! Aloha & Mahalo!