Hi. I am a hard-working single mom who needs some help. Before I get started, I want to tell you a little about myself. I have two beautiful children, both boys 27 and 11. I had my 27year old at 19 years old. It was hard but I went right to work and have been working in manufacturing, for the past 27years. My oldest son graduated high school and served in the army for 8years. He has grown up to be wonderful young man and now is in the academy to become a cop. I am so proud of him. It’s been me and my youngest on our own for the past year and half. After a long 13-year relationship with his father (who is an alcoholic) I decided it was time to move on. Thats another story. My mother was always a very important part of my life. She was very sick, we lived together, and I took care of her the last 3 years of her life. She had been on dialysis for 8 years and had a few battles with cancer. She died at 67 in 2020 and that’s when my life changed. We had to sell her home the home that me and my son lived in for the past 5 years. I took my share of the money, and I bought a complete fixer upper house that wasn’t lived in for two years. I was in over my head, but I got it for a good price and had to every penny I had in it, to make it livable for me and my son. I bought my house in April of 2022 and by December I was a single mom on my own, again. I have worked 3rd shift for 27 years and I had to find someone to watch my son. A thousand dollars a month is a lot of money to pay, for any mother on her own.
And this is where my story begins. I have a decent job, a car and a home but I live paycheck to paycheck. The past year and a half my credit score has tanked. Trying to pay the house bills, put food on the table and pay a sitter. My savings is gone. I got behind on my property taxes. I am delinquent “passed due” 3,400$. The next 1800$ is due July 1st. For a grand total of 5,200$. I recently started dayshift 4weeks ago. So, I am praying I can get out of this hole. I am just afraid I am so far behind I can’t get caught back up. I’ve tried to take out personal loan for 5 to 8,000$ but my credit score is too bad. I cry myself to sleep at night because I am lost. I don’t let my kids see how bad things are. I have taxes, summer camp, football. All these payments are due. Plus, my bills and food. I can’t wrap my head around it, that my life is falling apart because of 8000$ and I can’t get any loan or help.
My back taxes are 3,400$. That is the most important thing I have to pay. If anyone could help me, I would appreciate it, more than u will ever know. Thank you for taking the time to read my story. Any help at all would mean everthing.
Thank you,
Brandi
Cash App/ $Puddy13