Good evening, all. My name is Tamara Doldron and I am writing in to see there is anyone that would be willing to help me. I have an immediate and heavy financial need that do require immediate assistance. I certify that I have no other source of funds to pay for these financial needs. As a single mom with both my parents deceased, I do not have the financial support except for the Canada Child Benefit from the government totaling $480 a month as well as GST and QST, I do not receive any assistance from family, friends, benefits or insurance from any other source aside from my jobs. I am not reliant on the government and never have been. I am an active mom, who is constantly giving to others by ways of donating large amounts of clothing, toys and services to my communities in which we live and lived in Montreal. As I am a current Best Buy and TTEC employee. I suffer tremendously with anxiety and my beautiful seven-year-old feels like she has to be my emotional support. I just recently broke down having difficult recent months. I lost my father in 2014 at the age of 73 from a car accident. Prior to my father’s death I was an agent at PCM Sales Canada for many years and after I took my compassionate care when my father passed I started to suffer with depression and anxiety and that highly competitive environment was not one, I could return to after i gave birth and went on maternity leave. My mother passed away when I was 2 years old, and it has been difficult to find out that I was 37 and pregnant with my first and only child and no parental support. After having my daughter, whose father was visiting Canada on a student Visa, went back to his country and in an attempt to have stability I went and enrolled in the four-year John Abbott College highly respected Nursing Program. A year into my studies in 2016, I met a nice guy at an event held on John Abbott College grounds who was a poet, guitarist, black belt, single and with no children and from a nice family. He seemed very nice initially. We got engaged with no ring by 2017 and by December of 2017 we purchased a house 5 minutes from my JAC College. My name was on the deed, and he had informed me that we would split everything, I ended up using my school stipends to cover mortgage the first few months. He would be irritated if I was tired and had no time to relax most night and stopped contributing financially by month 3. I was scared and questioned him about contributing but I mostly wanted to keep the peace. I tried to cook and clean and offer conversation, but he was reacting poorly to my attempts. I worked in my school on my free time as I was able to bring my daughter and formed great relationships within my school, and administration and remain very close with them to this day. I only worked with them to set up for graduation, and to organize midterm and final testing and that was only once every three or four months, so it basically only made $500 a year if that much, but my financial aid was $1700 a month and I used that for my books and to contribute to my household as well as Canada Child Benefit and GST and QST. This person who I considered to be my fiancé started to get very jealous about me working on my papers and didn’t understand that between my studies and my daughter I had very little time for myself and even less for him. Six months after we moved in, he had become verbally and physically abusive and left me bloody on the floor in front of my daughter because I wouldn’t watch TV with him one night. My daughter was 3 and ran outside where my wonderful neighbors met and kept her and called the police. I had a restraining order and went to court in Valleyfield once or twice a month, while successfully studying and raising a wonderful 4-year-old. I showed up in court every scheduled appearance, taking off school with my daughter because there was and is no one to care for her but me. I won the case, and I framed all the documentation to prove it. But I gained PSTD and still can’t sleep unless all the lights in the house are on till this day. I am working through this one day at a time. During that entire time, I was living and supporting the mortgage by myself using my financial aid $1737 a month and my Canada Child Benefit which was $535 a month until I started working for Best Buy in September of 2021 and then it changed to $480 and my GST and QST, which is $800 four times a year and $175 every four months as well. I also used my VISA Desjardins Credit Card which now has a balance of $9903.40 to buy everything outside of the $1994 mortgage $256 insurance costs such as food and clothes. I also took out a student line of credit that I have used over the last 5 years totaling $8994.11. It was challenging and depressing to have to keep the best of grades and keep myself from drowning throughout school. I could not before and now afford to move. We both agreed that I would take his name of the deed and I would resume all financial obligation of the home as I had since he was arrested. In 2020 his name was legally removed from the deed by the notary, and I was the sole owner of the house and still am. I had a strenuous schedule that I could never be late. For 3 years my daughter I brought my daughter to start school in the morning at Virginie- Roy Ecole at 630 AM EST (because that was the earliest, I could bring her) and I had to rush to the hospital with a colleague to be at the hospital dressed for my internship 3 days a week in every hospital in Montreal before 730 AM EST when the Nurses gave report. No excuses. Then COVID came in 2020 and I was scheduled to be in the hospitals 3 times a week for 3 years helping an interning for JAC to stop attending in April of 2021 (my last semester) 6 months before I graduated because I almost died from being sick and my daughter as well and I could not put her at risk anymore. I just couldn’t do it. I also had major surgery in May of 2021 related to my back at: Lakeshore Hospital and I was home, and I was in desperate relief, and I found BestBuy online work from home position through a company called Alorica as well as TTEC which was another work from home position. I had found Alorica (Best Buy) and TTEC at the right time. I had never had an at home position before, so it was a new world for me. I did not realize I was supposed to fill out new paperwork so the government could take out more taxes out of my check for having 2 jobs. SMH. I am literally paying for that now. I was, however, able to walk my daughter to and from school, I didn’t have to race to the hospitals in the morning with friends on the dangerous highways and race home to collect her from school before 6 PM EST, I didn’t have to be in the hospital risking my life and not receiving any monetary compensation because it was part of my program requirements. I was happy for the new start but still worried, always worried, always stressed, always depressed. I had to sell the car I had in 2021 of January because I could no longer afford to make car payments. To this day I cannot afford to get a car. My doctor had diagnosed me in 2014 of depression and anxiety when my father died and pregnant, so I felt the financial weight and emotional loneliness and no family support start to weigh heavy on me again. As it is now. I have always worked and never been on any type of government assistance. Yes, my college gave us needy students access to the food bank which helped my daughter and I survive. Also, I was an active participant with John Abbott who partnered with a non-profit organization, and I did a Short Film called “Hidden Hunger” and I encourage you to watch it on You Tube. My part makes me cry every time I watch it. It was created to bring awareness to people that live in the West Island of Montreal and all over really, who are struggling with food etc., I was happy to help my school in anyway and others. I received no monetary compensation or outside assistance ever came of this short film. This was something I knew prior to making it. I did it to bring awareness and hopefully others are benefiting from this film being made. I am stronger since my operation, but I also fell in love with helping people over the phone in my Best Buy position. I have visually, physically and even mentally impaired clients write in and tell my Team Leads at Best Buy how much I have helped them. I help everyone whether the spend a dollar or five thousand dollars the same. I go above and beyond for my clients as I would want someone to do for me. Although I have issues and my daughter and I suffer at times due to lack of finances, I still go above and beyond for others. Excuse me as this is a very emotional letter for me to even write. Since I asking for help, I can and will provide any documentation that is needed to furnish proof of my hardship such as copies of my medical diagnoses, my most recent Bank Statements- Checking and/or Savings Account(s), my most recent Credit Card Statements, demonstrating that I now have a $19,403.30 student loan that is currently going to collections as I just received notice because I cannot even make payments on it because I am living out of my overdraft in my checking in my CIBC and RBC Checking accounts. At that time, I was using my approximate $1900 dollar a month salary in addition to Canada Child Benefit which was $535 a month until I started working at Best Buy and TTEC in September of 2021 and then it changed to $3200 dollar a month salary including my $480 and my GST and QST, which is $800 four times a year and $175 every four months that I use to barely keep my head above water. I am not going to be able to climb out of this debt that was gained from simply living on basic needs, not shopping, not traveling and/or partying. I don’t know what can be done to help me financially, but I would appreciate any and all help. It has been one blow for me after the other since my mother died from a tumor in her brain when I was 2 and has not stopped. This letter was difficult to write because I have to be strong constantly and have a positive mindset to be able to keep myself off of medication which I do not take for my anxiety or depression. I exercise daily and eat what is needed to maintain a healthy mindset. Having an outstanding VISA Credit Card Bill can be stressful. I would also like to be able to pay my student loan, but it is hard to even pay my mortgage when paying this credit card bill that I cannot seem to pay on at all. Having major surgery again in January of 2023, put me going back to school on hold as I cannot be in the hospital lifting and caring for others at this time. To receive disability, which is not something I want, you almost have to have a terminal illness. I would like to pblish a book that I wrote along with my daughter, in hopes of generating another source of income. Alot of times I am so exhausted from troubleshooting in my head, I feel on the verge of needing a mental break. all in all, my goal is to help others. I have a company that needs to be brought up to date on paper called WoMen Works. I have a NEI or EIN number that needs to be reinstated by paying the necessary taxes for the last 10 years of being dormant. All of these goals are hard to reach because I cannot even cover my overhead costs to even consider getting to my personal goals. I was notified that I now owe the Canada Revenue some funds due to not taking out sufficient taxes from my paychecks. I would have definitely done so had I known better because even though I am making $50 a monthly payment, the amount of interest accruing daily is ridiculous and I will eventually have to make a drastic move such as selling our house. I have tried a student tenant but is difficult with a child and by yourself as a lady and child. I don’t know if there is anyone out there who would be willing to help, but I cannot stress enough how much it would be appreciated and utilized for the good of myself, my Cara and in the near future others in need. I just want to leave you with this thought. I got my company registered, although never used it to make any money, but I created WoMen Works with the intention of helping middle-aged people reintegrate themselves back into the workforce. I have always thought that there are funds for children and seniors to receive aid, but the middle-aged people like me are supposed to have everything figured out. That is not always the case. I am an active, hard-working Mom, friend, neighbor, scholar and I just cannot seem to pick myself and my finances off the ground. At this time I have medical issues that are deriving from what may be a hernia for my daughter in her umbilical cord, related to her birth and I also have dental concerns between her and myself. I have tried to make all the responsible decisions in my life to no avail. I am a good example for my child. I do not abuse drugs; I have never integrated any person into my life again after that happened to me with that person and I am a well-rounded individual. I have no crazy past; no hidden secrets and I am a hard-working woman. I have lost parents, surviving depression, hold two degrees, am a good person. However, people tend to think you have more than you do because I cannot get help from anywhere. Sometimes I feel that one must literally be dying to get help. I would love to change this for myself and my daughter now as well as others. Thank you for listening. Your time is very much appreciated. My contact is (514)248-6465 and my PayPal link, as it was requested is paypal.me/tamiidoll