Once upon a time, I thought I’d met and married the man of my dreams. He was kind and handsome and loving. I never in a million years would have ever predicted I’d be here writing this. I guess that’s always how it is though; no one ever thinks it will happen to them.
Things changed gradually enough that I had a chance to become acclimated to each stage, like a crab being plopped into a pot of water that’s warming up to boil. He wanted me to stay home with the kids, which I loved doing, even though there was always something wrong. I didn’t keep the house clean enough. My hair was a mess. If I cleaned and got dressed then I was too uptight and what was I all dressed up for?! I could go on and on… I had limited access to money. I managed to feed our family on a very tight budget.
I soon found out the dire state of our finances the first time our rent check bounced. It came to light that he’d racked up huge amounts of debt and spent our savings on a bad investment. I was stupidly on a few joint accounts with him (my once great credit score helped him lock in a great rate) and he has completely destroyed my credit. We ended up losing our car.
Although he gave me a hard time about it, I got a job and am doing well at it. I thought it would alleviate some of his stress and that he’d be happier, but it seems like he dislikes me even more. I don’t want to be a victim. I’m trying to get my ducks in a row to make a better life for my kids.
I was able to purchase a car on my own through a special program that let me delay when the down payment comes out of my checking account. (I had to ride a bike 15 miles each day to go to work and spend hours on the bus to take the kids to school previously.) I’ve made my first payment on time, but my down is $2600. My kids and I are going to have such a rough road ahead. I know I’m going to need that money for other things, like moving costs. It’s impossible for me to get any kind of loan with what he did to my credit, and I’d love the chance to start our new life without a bunch of debt.
Any little bit of help would be like making the stars align for my kids and I…that $2600 would be all we would need to get that little boost to start fresh.