Hello, and thank you for taking the time to read my story. I am a 21 year-old student at Florida International University and I am in serious need of whatever help I can get. I have been on my own for about 3 years now and have been lucky enough to put myself through college in the time being. I am right around the corner of graduation.
However, I recently suffered a large financial loss that has put not only college, but my entire life on hold. I couldn’t afford the entirety of my tuition this semester and like many people, I started to look for a loan to take out.
Unfortunately, what I thought was the answer to my prayers ended up being my worst nightmare. I applied for a loan through PersonalLoans.com and received a phone call not too much later. I was approved! I went through the rest of the process over the phone and everything seemed legitimate. Fast forward to the next day and the funds were in my account. I was over the moon!! I then proceeded to enroll in my classes and pay off the semester. One week went by and I was casually checking my bank account…
And all of the money I had used to pay my tuition was gone. The loan was taken right out and my account was and still is severely overdrafted. After many long phone calls, I was told that I was a victim of fake-check fraud and there was nothing I could do about it because I had already spent the money.. I am completely devastated by this and it has been a negative domino effect ever since.
I guess specifically what I am asking help for, is being able to pay my rent. My rent is $2400 and had been paid at the same time the loan process was happening but when it was taken back out, they sent the e-check for my rent back to me due to insufficient funds in my account. I don’t really have many people to turn to or ways to make this money quickly. If anyone could PLEASE PLEASE help me, I would be eternally grateful and will pay it forward some day. Thank you! 🙏🏼