Hello, my name is Cedric and last month I was scammed a total of 1100 dollars. I woke up 3 mornings and made myself a cup of coffee and sat at my computer. I did my usual routine such as looking on Facebook, checking my eBay items, checking the weather for the day, checking what’s happening in the world on a news website, and checking my bank account online. As I open up the page I notice in brackets (811.93). I thought I had a balance of 811 dollars but did not know where it came from. As I check my account history I notice there are 4 checks returned. One for 400, the next for 300, and 2 for 200 totalling 1100 dollars. I had 288.07 dollars saved for the month ( I am on disability for mental issues thus the little income in my bank) and now I owed 811.93! I had a hot flash and a panic attack. I couldnt belive my eyes. How did someone cash in checks into my account, withdraw the money and erase the transaction details. (There was no sign of any of the checks deposited, just the returned checks notification and the amount i now owe the bank). Somehow someone got all the information needed to cash checks into my account and withdraw the money right away using my loyalty customer withdrawal credit limit. I called the bank as soon as it opened and explained what I was seeing on my online banking and they told me to come in and set me up with an appointment with one of the managers. The manager closed my account and set me up with a new one for my disability check to go into so I wouldn’t starve the next 3-4 months and told me that all the deposits were made on the outdoor ATM and there are no cameras there to see who did it and I will be responsible to pay back the full amount whenever I can. I burst into tears and explained that I am unable to work and all I can spare is 20-30 bucks a month at the most and that how can I be held responsible when I was not the one that wrote the checks. She said that I am not the only one that has had this happen to them and it sucks but its the way it is. She will wave off all the NSF fees totalling 180 dollars extra and that there is no rush to pay it off. All in all she was very helpful and sympathetic with the situation but now I have the problem of paying it off. I filed a police report and asked around for information on what to do next. I am currently looking for a fraud lawyer that might have a better idea of the options I have but it is Saturday and all the offices are closed until Monday. I hope I will get through this quickly and I hope to get help from the community if possible. That is why I am on this website begging for help. Anything helps and will be recognized by myself as a generous and thoughtful individual and God bless them all. Thank you for taking the time to read my situation and I hope you understand what a hole I am in.