Hello there, my name is Clinton and unfortunately I am in dire need of financial help. It is embarrassing to say that I got scammed. I am the one who gives advice to my parents about avoiding scams. It all started about April of last year. I matched with someone from the Facebook dating on the app. As usual, it was great from the start. We messaged a bit on there and then she told me get the WhatsApp messaging app so the responses could be faster. From there, we chatted even more. Now I know about dating sites and fake profiles, so I took precautions and requested pictures and we even talked on the phone. It was an actual person. She is Chinese with a degree in finance from Shanghai. After chatting for about a couple of weeks, I wanted to meet up with her, naturally. This was during the COVID-19 pandemic and we decided to wait until both of us had our vaccine shots before meeting in person. In our general conversations, she mentioned she was investing in crypto currency on this app.
I did not tell her I fell on some hard times and was eager to make up for my losses. She has been doing these investments for a while and had become quite successful. Initially I was hesitant and she did not press the issue. About a week after, she brought it up again saying it would be good for our future together if we both were investing. She gave me a link to download the program and I did. I also scanned it in case it was a malicious file. Everything appeared to check out. It is called UB Coins. From there, I created my own account and signed up. I also put in $10 just to check the legitimacy and sure enough there it was.
I told her I could only invest $10k as I took out a loan for that amount. The way it works is like stock day trading, but with crypto currency. She guided me though the processes as she took screenshots of her account. Our returns were about $200 each time we invested. This went on for about a week or so. That 10k was now about 12k. She also mentioned that processes was too slow and actually gave me another $10k from her account! So now I around $22K. From there, our returns have become in the thousands. We had some gains and losses while doing this type of investment. After about a couple months, my account grew to about $60k and it was time to cash out from crypto to dollar amount.
She guided me through this processes, but this time someone from UB Coins messaged me stating I needed to pay $20k in taxes by a set date in order to withdraw. I could not get the money in time and asked for an extension, which was gladly given to me. When I found a lender I was only able to get a loan for $15k and she gave me the $5k so I could pay the full amount. I tried to withdraw again, but was stopped by an error message. The UB Coins representative told me he would look into this issue. A couple of days later, I was told I needed to pay a late fee of $5k. This time I asked if I needed to pay any more fees or any hidden nonsense and was told no. I should have stopped there, but the money in my account was sitting right there. I owed $25k and had $60k, so I would have come out on top with $30K if I were to pay the late fee. I managed to get, yet another loan for $10k and paid the fee.
Surely I thought I would have been able to take that money out, wrong. When I tried to withdraw, I was met with another message stating the both her and my accounts have been frozen due to suspected money laundering on her behalf since she gave me $15k. I would have put money into her account in order to prove that she was not laundering. It was at this point, about three months later, I finally realized that I have been scammed.
I have tried to make the payments to the lenders, as I am literally paying for my foolishness. For a while I thought it could work out, but due to all the prices going up and my other bills, I have fallen way behind on my payments as I can no longer make the minimum.
So please, if anyone who reads this can help out, even if it is just a small amount, it would be tremendously appreciated. Thank you so much for your time.
paypal.me/polaris520