I am currently in a huge debt of $15k and really need some help to tide me over each month’s payment. I’m going to be very frank with my figures and I really hope anyone of you who took the time to read this can help me in some way or another.
My current salary is only $3k and I am paying off $2.8k each month for my debt. The remaining 200 have been what I am living off for the past 3 months, which is not sufficient for me to pay both my rental (including bills adds up to $1k each month) and living expenses (about $300). I have eaten into savings and it is now bare. I really need help to tide this through and even $1 would be useful.
A little backstory to how I landed myself in this situation. I was naive and placed my trust in a wrong friend who had all along planned to cheat off the savings that I worked hard saving the past 3 years. He had a financial plan that was working out well and asked me to join him. As I was new and learning how to let my saved money work itself and grow, I did not doubt this friend and trusted him with my finances. As the principal amount was insufficient, I took a private loan, thinking that I would be able to get it all back within 6 months and pay it off. However, this friend took off and flew to China after he took my money (about $20k in total) and I have no means of finding him at the moment.
I have made a police report in both my home country and in China. However, the current situation at hand needs to be resolved or I risk losing my job and a place to stay. I have been trying to take up more side jobs to increase my monthly earnings to sustain myself but I am still not earning enough to make ends meet.
I am trying to take responsibility for my foolish naivety and this experience has taught me a lot. I hope any kind soul who took the time to read this story would be willing to step up and help me out, no matter big or small.
Here’s my PayPal: paypal.me/yulieyul
If I ever make it big, I hope to be able to repay all the kindness I receive.