Hello, I’m a freshly divorced 20-year-old who lost a couple of years of her childhood at an early age.
I have to admit, 2020 is definitely a year I will never forget. Me and My ex-husband split up after being wedded for a year and five months. Soon after that, I was laid off from the job I was worked 2 years at due to Covid-19 in May. But I was fine. I always looked at the brighter picture. I was able to apply for unemployment benefits was thankfully accepted when the CARES act was still in action. It was such a huge help and I was grateful to be able to have money for my essential bills as well as money for my savings account but of course, everything must come to an end one day.
After a while, my mental health started to deteriorate. Not too long after my divorce was notarized, the strings in my head just snapped, and the dark thoughts and loneliness really started to cave in. I had a 3-month manic depression episode, splurging my money on gifts, trinkets, and unnecessary items to cope with my emotions and some-how accumulated $9,000 worth of debt. I thought I could make everything better by taking out a short term loan, because I had a job opportunity line up for me. Oh boy, I was wrong and life turned to me in different direction. I ended up maxing out 2 and a half of my credit cards even emptying out my savings account that once had $5,000, over drafting my checking account to $-70.14.
Never in my life have I ever let myself get this to this point. I was always the type to make sure I would never miss a payment and to always Pay more than the bare-minimum. Although I was in a dark place, what made me happy was when my friends and family thanked me for paying for their meals, or just getting them gifts because I thought about them, or even sending them money because I do believe in “sharing the wealth”, although I ended up using money that I don’t have. I actually felt wanted and loved doing all of these gestures.
By the time I came to my senses, I’ve already dug a huge hole for myself. I knew that I couldn’t continue living like this, So I did small jobs did eventually lower down my debt amount by $1,100.
I have always believed that the universe will reward you for sharing and taking care of others, but I failed to realize that I have to take care of myself first.