I am aware that despiTe the unfortunate circumstances that have transpired in my life, I am very blessed and God is in control. I’m learning so much from my situation in my desperation to become a better steward of my money. I feel these events are causing me to just be more vulnerable and open to asking for help.
If any of you would find in in your kind and generous heart to help a young woman like me. I recently got into 2 car accidents in a month…none of which were my fault of course. The first incident damaged my entire rear vehicle and totaled it. I had to rent a vehicle in order to continue working (I drive a lot for work in sales). 2weeks into having my rental, an uninsured and homeless motorist hit me in the rear again in stand-still traffic and life feels like a sick joke. Unfortunately, unbeknownst to me I did not have rental coverage, so I’ve been renting a vehicle and I initially had a plan of expenses that worked based on my sales but I unfortunately lost a sales deal that is putting me a bit upside down.
I’m just fighting to be on top of major bills so that I can grow my credit score to a point where it would enable me to attain my goals; which is ultimately having better odds of approvals for business capital. I might be late on my bills if I can’t find assistance but I would still need help not accumulating a debt, paying rent and a down payment for a new car lease. On top of all this, I’m experiencing this at a moment when my lease is up and I’m supposed to move and I need cashier’s check to put a deposit for a different place to live. Whoever reads this, thank you dearly, please pray for me and my wisdom and I’m open to additional counsel on crisis control or risk management.
My situation is tricky because this is why we have emergency funds, but these event paired with the loss of a contract put me in an unprecedented scenario. My emergency fund wasn’t prepared for a new car purchase, I was already near exhausted on available cash, and I was being really diligent to close enough deals to not reap havoc. Things happened…and now I’m here. I have financial goals, business goals and I just feel very set behind. I unfortunately can’t do my job without a vehicle; though I’d love not to have a car note and and not distribute my hard earned income to liabilities that won’t help me invest wisely.
I’m asking for assistance picking myself up from a large bill, Rent ($1975) and $5,000 for a car which would come to: $11,160.13.
God bless you nonetheless!!!