My family and I have always struggled with money ever since I was thirteen years old. My step-mother is really bad with money and spent all of the money that my dad worked all day and all night to earn. When I was, thirteen, we were kicked out of our apartment and had to live in motels and in the back of our car for the very first time. I thought that it would be the last time but, my step-mothers spending habits just got worse and eventually my Dad left us. We continued to be in and out of hotels and our car until I graduated from high school. Since my parents were so much I actually received enough financial aid to be able to move into the dorms my freshman year. I actually ended up having enough extra money to be able to fend for myself but, I still had two more siblings living at home with my stepmom whose spending habits still have not changed. She was constantly asking for money to pay for their hotel and to buy food for my siblings and I always gave it to her because I didn’t wanna be the reason why my siblings didn’t get what they needed. I was constantly having to ask my Dad for money and he constantly said he would and never actually did. I had to ask my roommates for food at times and I just felt really overwhelmed. This year, I decided that I would rent an apartment instead of staying in the dorms because it is a lot cheaper. I moved into my apartment in August thinking that everything would be fine and I would have extra money to spend but, I was wrong. My step-mom and my siblings had lost their apartment and were back in a hotel. My Dad was too busy taking car of his new family to help my stepmom pay for the hotel so, I had to give her the money. As, August lead to November, I ended up giving her over 2,000 dollars. I was smart and paid my rent through January but, I found myself not having any money for food or necessities. My Dad said that he would try to be more involved and give me money when he could but he’s not. He tries to get loans but he never gets them because his credit is so bad. One day, one of the loans actually came through, at least that’s what he told me. My dad told me that he needed my license number and my card account number so that he could send me the money. I did what he asked because I didn’t think anything bad would happen. He sent me 450 dollars and told me to take what I need and send the rest to my stepmom. I did so and I didn’t think anything of it. Two weeks passed by and I got a notification from my bank saying that my account has been over drawn $115 dollars. I looked and saw that it was coming form the same account that my dad used to send me the 450. He told me that he could only get the loan if he sent it to my card because his was overdrawn. So, now the loan company is taking 115 dollars off of my account every two weeks and this has been happening since September so I have been charged over 500 dollars. My dad was paying back the money put he hasn’t paid the past three payments and my account is -143.86 . I can’t work because I don’t drive and I’m taking too many hours to work and still be able to make good grades. I’m constantly having to beg for money to get food and I don’t know what else do. My card keeps getting charged and I don’t know how I’m gonna pay my rent after January. I’d really appreciate any kind of help. I wish this hadn’t happened but, I wanted to be there for my siblings. I need help and it just feel like my Dad doesn’t care.
My paypal link is paypal.me/jaydaford0170