Hello to whom it may concern,
My name is Jayla . I am a 19-year-old from Illinois currently at home due to the current pandemic. I like many people out there have money problems, right now I am presently about £2000 in financial debt. How did I get myself into this? Honestly, 1. Being young and 2. not being smart enough to realise the damage a low-tier high APR credit card can do when you live a city whose cost of living exceeds your ability to pucker up enough funds to live there. I can assume many of you that are either donating or asking have been in a similar situation before and honestly, I want to change this situation for myself. I can’t reasonably rely on family as they aren’t better off as I come from a working-class background. I want for once to be slightly less worried about my finances, I want to save and not feel disgusted that my hard-earned money is being primarily taken as interest every month.
You may be asking yourself why I have chosen now to ask for help and here is my answer. Before the current circumstances, I would have tried my darndest to conserve what meagre earnings I have by working more hours, however, given this current pandemic I am still required to pay credit card bills, increased electric bills, rent, among others.
Honestly, this month in COVID-19 isolation has gotten me into a string of unfortunate circumstances. Firstly, I can no longer work, it seems like a lot of people are in a similar situation. Secondly, I cannot currently sell items of value that have in recent time helped keep me afloat during tough months since I’m trapped in my house. Third and finally, my electric bill has come back six times higher than usual, given the fact I am stuck in my house, and I cannot afford to pay them just now.
I hate myself for writing this, but I now know that I’m at my limit and I need some help. If there is a kind soul out there willing to help me with my troubles in any way, I swear when I am in a better situation, I will pay back the kindness ten-fold. Thank you for taking the time to hear me out, and I hope regardless of your current circumstances that you find peace and happiness in this time of turmoil and chaos.
God bless You.
Best wishes for your future.