Hi. to best understand my situation, I’d like to provide some context. I just recently turned 25 years old, moved out, and am living on my own. I’ve been living on my own for about a year or so and I was able to make ends meet for the most part, however, after a few months, with the energy crisis going on in the European Union, my expenses started being a lot higher than I expected, and I started falling behind on my rent.
I say in the title that this donation will help me reset my life, because I also learned a lot in my first year living alone. Before I lived alone, I was making more than double my rent, was living very comfortably, going out, travelling, etc. However, when I began to live alone, the realness of life hit me like a bus. I had to start taking from my savings, had to adapt my lifestyle to conform to my budget, and understood what it means to maintain oneself. Unfortunately, I understood this a few months too late, as by that point, I already owed a few months of rent.
I take complete responsibility for my actions, especially since I am a freelancer and the amount of money that I make solely depends on me and the amount of work I am willing to put in. I know that if I had come to my senses earlier, I could have easily looked for more clients and I would have been able to avoid this entire situation.
The reason I am asking for a donation now is that, as I had mentioned, I am a freelancer and a person with entrepreneurial goals. At the moment, I build webpages, teach English, and I am beginning to dip my toes into the stock market, learning how to trade. At the same time, I am looking to the future and want to build the foundations of the life that I would like to live with my future family. What I mean is that I want to put in all the work necessary at my current age so that I am steady and have a source of income that will allow me to enjoy my family 5-10 years down the road.
I cannot focus and advance on growing my web design, marketing, and management business nor learn how to properly trade in the stock market because any income that I see, has to go directly to my current expenses and any leftover go towards the debt. The things I would invest in with my leftover income are: a new computer, as I’m still using an overused laptop from 2015; an online web development, marketing, and management business, and set aside capital to begin trading in the stock market.
Therefore, this donation, however much is possible, would allow me to wipe away my debt, and from there, without any outstanding expenses left to pay off, I would be able to invest all my leftover money into growing in the areas that I mentioned before. I know that I will be able to achieve my goals eventually, even with the debt, but I do believe in forgiveness and second opportunities, and after having recognized my mistakes and learning from the reality of life, I would like an opportunity to achieve my goals sooner, without any extra pressure.
I’ve managed to reduce my overdue rent from $2240 to $1490 over the last month, but that was through working as much as possible and some birthday money that I received.
The amount that would completely cover my overdue rent would be $1500, but I would appreciate any amount, whether it’s $50 or the full $1500.
I thank you for taking the time out of your day to care about my well-being, that alone already means a lot.
I am not sure what image to post, as I don’t have a statement of my overdue income. I will provide a picture of my apartment so that you can see where I eat, sleep, and work.
