This is one of the hardest things to have to do. I am not one to beg or ask for money, but since my parents have passed and I have no immediate family that I could ask, I have nowhere else to turn, so here is my story:
I went through a separation/divorce just over 5 years ago. My wife at the time walked out for someone she had seen in 20 years and left me and my dog with house and all the accompanying bills. That was ok because I had a job that allowed me to take care of the bills that come with life and left me a little “wiggle room” to afford to go out once a month or so, if I was careful. However, during the divorce proceedings, she insisted that the home be sold and she get half the equity. We both agreed with this and I stayed in the home for 4 years waiting for it to sell.
I was fortunate that I received minimal damage from Hurricane Michael, but I did take a hit on my savings due to unexpected and unforeseen costs not covered by insurance. That was ok too. It just made me tighten my belt a little more to survive, and I did.
That gets us to the present. Back in March, an offer was made on the home that myself and the Ex both agreed upon. Closing was set for end of April. After the acceptance of the offer on the home, I received and accepted a job offer in Florida that I could not turn down. It was in sales for housing construction (remodel, repairs, etc). I was both excited to have the opportunity, but sad at the same time to be leaving the friends that had helped me make it through my divorce and were always there for me for moral support. I move to FL on June 1st, just me and my dachshund. Well, after 3 weeks on the new job, I was getting no support from the company that hired me. They would not get my proposals approves and back to me and it was costing me time, gas, etc. I was paying for my own vehicle (gas, oil, etc). So after I realized this wasn’t working out for me, I just stopped putting in the time for them. If they called and asked about something I looked at, I would politely explain that when I get the proposals for “X” jobs back, we can discuss “Y” job. During this collapse of job, I received a call from a friend that I jad know since before elementary school. He lived in the same town I was in and had saw on Facebook that I had moved. He had a spray foam insulation business that he had owned for 3 years and was not doing anything with it due to the time his other businesses took from him and also the spray foam was a side thought to make a job for a family member. Well, the insulation side was not being ran or managed properly and since I had managed a spray foam business for the last 3-1/2 years before I moved, he said that we could both profit from it and asked me to manage it and take over operations of it and with that get a good portion of the ownership in it. Everything sounded great since the original job I moved for had faltered. Unfortunately, I jumped into another bad situation. The only difference on this one was I was investing my money. This would have been fine had I been aware of the true condition of the equipment. I spent my time and money to drive 5 hours, 1 way, to pick up the machine from being overhauled and repaired. I thought this is good. Figured everything would be ready to go and we could start making money with it. I had always been warned about “used” equipment from various reps, but I figured that this had been taken care of. From day one of getting it back and testing it, nothing but problems. The place that had overhauled it did a poor job. Cost me another 10 hours there and back.
Anyway, to finish this story, after several jobs lost due to the fact I could not get the equipment running properly and my friend not wanting to invest anymore money in it; I am $12,000 out of pocket, a machine that still does not work right and no more money to invest. I have no collateral to borrow against since I had to sell the house. The proceeds from the house are gone due to 2 “busted” jobs, almost all of my bills are currently behind or will be behind come the 25th of this month and I have no where else to turn. I do not want to give up my dog. I literally have no money to move anywhere. I am stuck. I stayed to long trying to get the foam rig fixed and running that I depleted everything. I am under $10 in my checking account with my in payment going to draft in 2 days. Both of my credit cards are maxed and late just trying to stay above water. Light Bill is due in 2 days.
So as you can see, I am at the end of my rope. I am about to lose everything without some help from a caring angel, or angels, out there.
Please, if you can help, it would be greatly appreciated. I have always tried to help others when I could and it has set me back a few times, but I made it through. I hope whoever reads this can understand and help me, if at all possible.
Thank You and God Bless.