Hi Everyone. My name is Daniel, 27 years old from Hungary, currently living in the UK.
Let me tell a bit background story about my past few years. I’ve never had an easy family with my alcoholic father and mentally ill mother who refused to get professional help ever since I remember.
Back in 2016 I ended up in a situation when I got kicked from home without any money or possessions after my Mom and brother getting drunk and having a mental breakdown. I decided not to try and beg myself back, and moving on with my life.
I could spend the next period of my life at a friend’s parent’s house as long as I could find a job and start renting a room on my own. The next 2 and a half year I spent my time on trying to rebuild my life. In 2019 I got fired from my workplace, and had a friend in London joking about why wouldn’t I move there.
Without family support, having no attachments to Hungary I took a risk and took a loan just to move to the UK. My first year here was good, considering I only knew one person here. I was lucky to find a reasonable room to rent, and a nice job as well. And then last year Covid happened.
The lucky part that I did not lose my job, the not so lucky part is I have been on furlough since which does not cover my rent, loan repayment and essential needs. Slowly I lived up my small savings, getting to the point where I cannot afford to pay my rent or loans or bills. I’ve tried to ask my bank for help, maybe getting a consolidation loan, but it is not possible with no credit history nor not living here for at least 3 years. Even tried to get payday loans – shame on me I know – even they cannot offer me any loans. My employer refused to try to help me as they try to survive the lockdown also by cutting expenses as much as they can by reducing staff, keeping people on furlough as long as they can.
I am at the point when I am already behind with my rent and should pay ASAP, or I am getting kicked, I am late with my loan repayment at the point I am no longer able to refuse to pay, and need to cover basic needs like food. But I have no one to ask for help. I have no family support, the only friend I had here moved back to Hungary, and tried to ask the official channels for help with no luck.
I am writing these lines as my last hope and desperate try to get financial help to get back on track with my life before I lose everything I built up in the past few years.
I will be honest and say I would need around £2500-£3000 to consolidate my debt and being able to survive the next month until hopefully lockdown ends and can go back to work full time.
Thank you for reading my story.
I appreciate any help.
Thanks and Love,