Hello, my name is Brittany Sheridan. I am 27 years old residing in Norristown Pennsylvania. I am writing you this letter in search of assistance. I grew up in poverty, being raised by a single mother of four. My father was hardly around and never paid child support causing my mother, siblings and I to be evicted from our home of 12 years, 8 days before Christmas. Fortunately, I was blessed to have a wonderful, optimistic mother who taught me; be kind and giving to others and who passed on the motto “If there’s a will, there’s a way”.
I started working at the early age of 9 delivering news papers and pet sitting to help my mother out as much as I could. When I reached the age of 16 I saved for a used car and continued working as a nurse aid. I had a good credit score and I never paid a bill late. I continued working various jobs until eventually I got a job as security/administrative assistance working for a security company, at a financial institution, where I’ve been working for over five years now. I also work part time. I have been working two jobs for the past 6 years to make ends meet but I never complained, I was never needy nor do I value money in a selfish manner. Every year at Christmas I choose a child’s list and try to give them a nice Christmas because without charity I wouldn’t have had Christmas growing up.
I lived at home with my mother and 3 brothers and was determined to fix my minor debts until December 23rd 2009, two days before Christmas my mother had a massive heart attack and died. I was the only one working at the time and she left me with a 13 year old brother to care for. I became his legal guardian and supported all three of my siblings for 5 years. I recently moved out alone but not far from home when one of my siblings continued to steal from me and I was getting no financial help, even from my older brother living in the same house. So with the youngest now 18, I ventured out on my own, for my own sanity.
I live paycheck to paycheck and have more bills than I do income. I rent from a person I met through a friend whose been very patient with me, now owing her three months rent being $975.00 a month, I have a $3,000 loan out on my car title I took out three years ago to help try and catch up on bills at that time. I am 2 months behind on car insurance and make half payments to my phone company so I can stay connected to the world. I have to see a specialist every month that cost a couple hundred dollars every month plus medication; I owe a friend a couple hundred dollars she lent me for food, work clothes and the dentist. I had braces for 3 ½ years just to end up with a mouth full of cavities that are turning black and look humiliatingly horrible but cost $30+ per filling. I am currently enrolled at the University of Phoenix in the criminal justice program and even though I struggled with grade school I attempted to go back in hopes for a raise at my current place of employment. My education is at a halt until I pay over $1,000 for a class I failed. I have doctor bills from four years ago creating bad marks on my credit report, I have no savings account and my only asset is my car. I have never been in trouble with the law, I graduated high school and as I stated am currently in school to try and better my life. I live pay check to pay check and only have two sick days a year for work. I also have two weeks’ vacation, however it is set up that if I take off during the year I don’t get paid, Instead my company writes out a separate vacation check employees receive annually on their anniversary date with the company, so needless to say I don’t take a vacation. I am also not paid on any holidays that my job closes for.
I own a dog who’s my best friend but again another financial worry. Boo is his name, was diagnosed with arthritis and needs medication for pain on a monthly basis, which I now cannot afford. I have always worked really really hard to support not only myself but my family and I also found a way but my options and time are running thin and though I can continue to divide up my bi-weekly paycheck, I don’t see debt relief any time in my near future.
All that leading up to my desperate request for any and all support and or assistance you can provide me with, I’m not looking for a free hand out, I’m definitely not lazy, I’m just a young lady who tries her best and can’t seem to get ahead. All I want is to pay all my current debts off, have a savings and be able to have a fresh start without financial burden and anxiety constantly haunting my every day. I don’t want to have to beg people for gas money or money to fix my negative account, I work way too hard to be this poor.
Thank you for reading my letter, I greatly appreciate your time.
Brittany Ann Sheridan