First of all I want to thank you for taking the time to even read this. This is a very difficult thing for me to do and I appreciate you giving me a chance. I have always worked in the medical field up until Covid hit. I fell extremely ill with covid and ended up with some more medical issues that over time led to me losing my employment. I worked in the same job for 14 years so it was devastating when this happened. Since the medical issues brought down my energy levels and to my doctor appointments I now work from home full time. I do notice that my immune system is getting worse as well. Since then we have noticed mold forming in our house and our landlords refusal to fix. I have contacted the city that hasn’t done anything as the landlord is huge in this town. I am feeling better and getting back to having a normal life. However, we have fell hard in debt. I have $18,000 in debt. A $5000 loan that is not willing to work with me on payments now that I am back to working full time. I just received an IRS bill for $8650 from 2022 and of course they are wanting payment in full by April 24th. The company that filed my taxes and I paid them $500 to do, did not enter some income. So now I have penalties. Behind on rent and two cars broke down. I have $42,000 in student loans that of course just started back up. I get on my knees and pray that our situation will change. I know the lord will provide in many ways. My husband does work full time and we have a 14 year old son. I keep trying to get this mold out of the house however we live by a creek so when the water backs up it flows under our house and there is black mold all under the house. It then comes up through the vents. Me working from home now I am exposed to it all day breathing it in. It hurts as a parent when you can’t get any help and your son wants to invite a friend over, however, you don’t want anyone else having to be in the house with the mold and our kitchen floor caving in. We have asked for help from the government but they say well you have a job. So they don’t help. We just need to get out of debt, get our cars fixed and find a new home. That way my son can have a normal teenage life. He will be starting High school next year and just hoping and praying for a miracle with all of this going on. I appreciate any help you can provide. Total is like $25,000 but at least if I can pay everything off and start over we may have a chance in this life. Thank you again for just listening. God Bless you all and those that are any situation like this. https://paypal.me/chinkley1977